210,051+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 210,051 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I’m new to pet insurance but so glad I…
I’m new to pet insurance but so glad I chose Spot. The enrollment is easy, submitting a claim is easy, and they are timely in processing claims.
Insurer: Spot
By: JT
Scam
I had to take my dog to the vet as she was having some breathing issues, I knew I had to wait 12 days for the insurance to cover the policy, anyway I called to the insurance and the lady told me over the phone that I could start a claim and the claim department will make the decision . On the 13 day after I subscribed to the insurance I took my dog to the vet again , the 12 days grace period had past already and my dog was covered, I took my dog because she has a lump in the joint if her leg and the shoulder so I open the claim for both visits 4 weeks after. On Monday I received an email from PHI telling me that my dog is not covered as the breathing pelriblrm she had was already a past condition ( she had kennel cough last year ) I don’t think the problem she has now has nothing to do with that condition from the past year and the lump in her leg was not there before. They made the decision and they will not cover both visits. I am looking for other insurance provider for my dog.
Insurer: PHI Direct
By: Maria
Claim Submission Simple
Navigation thro the website for submitting claims is made very simple
Insurer: Embrace
By: Shankar Paravastu
Great pet insurance
I have called several times with questions and always got the help I needed. Good rates for insuring your pet. Great explanation of any claims filed.
Insurer: MetLife
By: CHARLES WINGFIELD
First request for reimbursement for…
First request for reimbursement for yearly check up submitted and check received in two weeks. My dog is 5, luckily healthy, and just got spot a few months ago with the preventative health plan which I think is worth it. Very happy so far!
Insurer: Spot
By: Lina
Easy to use and get insurance
Easy sign up and easy to submit your claims
Insurer: MetLife
By: Heather Wawro
Pet insurance worth having!
I signed up my 2 dogs for a plan with the Routine Wellness package add-on on June 13, 2025. I took them to my veterinarian on June 16, 2025, which was 3 days later and submitted a claim for both dogs. I was reimbursed in full within 1 day! The Routine Wellness add-on has no waiting period and no deductible and I find it completely worth having. It cost me $510 total for both dogs and getting reimbursed for this cost is invaluable.
Insurer: Pumpkin
By: Nancy
It's great using the app to submit the…
It's great using the app to submit the claim. They have prompt service and the money is deposited directly into my bank account
Insurer: MetLife
By: TRICIA LINZENMEYER
Love my MetLife pet insurance
Love my MetLife pet insurance, my dogs are protected and that’s important to me
Insurer: MetLife
By: Rebeca Trejo
Josh was very informative and very…
Josh was very informative and very helpful. He answered all my questions. He made my decision to switch to Fetch an easy transition.
Insurer: Fetch Canada
By: Anne Marie Ballantyne