210,051+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,051 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,051 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,746 reviews

4.9
Healthy Paws

11,027 reviews

4.9
Fetch

5,310 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,890 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified June 19, 2025

I’m new to pet insurance but so glad I…

I’m new to pet insurance but so glad I chose Spot. The enrollment is easy, submitting a claim is easy, and they are timely in processing claims.

Insurer: Spot

By: JT

Verified June 19, 2025

Scam

I had to take my dog to the vet as she was having some breathing issues, I knew I had to wait 12 days for the insurance to cover the policy, anyway I called to the insurance and the lady told me over the phone that I could start a claim and the claim department will make the decision . On the 13 day after I subscribed to the insurance I took my dog to the vet again , the 12 days grace period had past already and my dog was covered, I took my dog because she has a lump in the joint if her leg and the shoulder so I open the claim for both visits 4 weeks after. On Monday I received an email from PHI telling me that my dog is not covered as the breathing pelriblrm she had was already a past condition ( she had kennel cough last year ) I don’t think the problem she has now has nothing to do with that condition from the past year and the lump in her leg was not there before. They made the decision and they will not cover both visits. I am looking for other insurance provider for my dog.

Insurer: PHI Direct

By: Maria

Useful
June 19, 2025

Claim Submission Simple

Navigation thro the website for submitting claims is made very simple

Insurer: Embrace

By: Shankar Paravastu

Verified June 19, 2025

Great pet insurance

I have called several times with questions and always got the help I needed. Good rates for insuring your pet. Great explanation of any claims filed.

Insurer: MetLife

By: CHARLES WINGFIELD

Verified June 19, 2025

First request for reimbursement for…

First request for reimbursement for yearly check up submitted and check received in two weeks. My dog is 5, luckily healthy, and just got spot a few months ago with the preventative health plan which I think is worth it. Very happy so far!

Insurer: Spot

By: Lina

Verified June 19, 2025

Easy to use and get insurance

Easy sign up and easy to submit your claims

Insurer: MetLife

By: Heather Wawro

Verified June 19, 2025

Pet insurance worth having!

I signed up my 2 dogs for a plan with the Routine Wellness package add-on on June 13, 2025. I took them to my veterinarian on June 16, 2025, which was 3 days later and submitted a claim for both dogs. I was reimbursed in full within 1 day! The Routine Wellness add-on has no waiting period and no deductible and I find it completely worth having. It cost me $510 total for both dogs and getting reimbursed for this cost is invaluable.

Insurer: Pumpkin

By: Nancy

Verified June 19, 2025

It's great using the app to submit the…

It's great using the app to submit the claim. They have prompt service and the money is deposited directly into my bank account

Insurer: MetLife

By: TRICIA LINZENMEYER

Verified June 19, 2025

Love my MetLife pet insurance

Love my MetLife pet insurance, my dogs are protected and that’s important to me

Insurer: MetLife

By: Rebeca Trejo

June 19, 2025

Josh was very informative and very…

Josh was very informative and very helpful. He answered all my questions. He made my decision to switch to Fetch an easy transition.

Insurer: Fetch Canada

By: Anne Marie Ballantyne

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