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They increase your monthly payment by $20-30 every year
If you take your dog to the vet they will increase your monthly payment the next year. My dog had a $68 monthly rate and they raised it to $88/ month because of her vet history last year. But in then in the email they sent they claimed it was because of “inflation.” Really breaks trust with customers when narratives don’t line up. They lock you in at a low price. And then raise the price once your pet goes to the vet. And they know you can’t leave anywhere else because insurance companies don’t cover conditions that have already been verified by the vet. So you’re kinda stuck paying whatever they tell you to at that point. Super bummed because I really liked fetch insurance. I thought they really cared about pets, but now I realized it’s all about $$.
Insurer: Fetch
By: Selena
Ease and reliability.
Submitting a claim is incredibly easy and takes barely a minute. The website is very user friendly for this. Approval does not take very long, and direct deposit is usually a 2 week turn around. I wish my own health insurance was as up front, user friendly, and reliable, honestly. Embrace has literally been a life saver for my dog Ernie. Choosing Embrace for my dogs' policies was one of the best decisions I have ever made.
Insurer: Embrace
By: customer
Easy to deal with and fast in filling…
Easy to deal with and fast in filling claims!
Insurer: MetLife
By: customer Sue
Excellent coverage plan
Excellent coverage plan. Submitting a claim is super easy and reimbursements are transferred to my account in a timely manner. I recommend Met Life pet insurance to everyone.
Insurer: MetLife
By: KS
Our Pet Cory's Trip To The Emergency Room
"We had to take our pet Cory who is 8 years 1/2 years old now into the ER in Annapolis on 10/1/25 cause he was not eating but throwing up numerous times. He was given fluids, anti-nauseous medicine & the Vet took x-rays to make sure he didn't ingest any foreign object. He has a history of pancreatitus and we just wanted to make sure that it wasn't coming back. The staff & doctors were great to work with, they kept us in the loop as much as they could and explained everything to us before we were allowed to bring Cory home later that evening. PetsBest approved our claim and reimbursed us for everything except the rest of our deductible and co-pay. They are a great Pet Insurance Program and I would highly recommend them."
Spot has always been great to work…
Spot has always been great to work with. We have never had a problem being reimbursed for covered expenses.
Insurer: Spot
By: Kathleen Mulhern
Quick return on all claims.
Quick return on all claims.
Insurer: MetLife
By: PAULETTE BOBERSKY
Peace of mind
Our dog had to have a serious and complex surgery. Healthy paws reimbursed us within a week. This really helped to alleviate some of our stress during a very difficult time. It is so hard and sad to see her injured but we are glad that we can give her the care she needs.
Insurer: Healthy Paws
By: RR
I have always received excellent…
I have always received excellent customer service when inquiring about a claim but, in a few instances, received the expense sooner than expected. Embrace is No. 1 for me. Thank you for your excellence!!!
Insurer: Embrace
By: Barbara A. Offer
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