154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 28, 2025

Claim process was easy

Claim process was easy, FIGO reviewed the claims promptly and payment was also very prompt.

Insurer: Figo

By: Oscar

June 28, 2025

I’ve been with Trupanion for over 5…

I’ve been with Trupanion for over 5 years now. Each year my monthly bill has increased, I started at 85$/month and now as of July 28/2025 my monthly bill for one mixed breed dog will be 132.50. Which is more than my own monthly personal medical insurance. Yes, it does say in the small print that yearly changes will be made, but at what point does the cost increase stop? I am sure this is some sort of ponzy scheme where they get you started with your new pet, just so slowly increase your charges through its life time. I will be looking for and acquiring a new insurance company as soon as possible.

Insurer: Trupanion Canada

By: Suntanna Jack

June 28, 2025

Easy website to navigate

Easy website to navigate

Insurer: Embrace

By: Ruth Friedman

Verified June 28, 2025

Highly recommended

Excellent customer service during sign up with clear communication of coverages and extremely strait forward coverage with no hidden fees or restrictions. Had one claim and simple, quick and fast reimbursements.

Insurer: Spot

By: Chuck C.

Verified June 28, 2025

Spot Pet is the best …

Spot Pet provides a user friendly platform to submit claims. Claims are reviewed quickly with fast decision making . So glad we have Spot Pet over the years - especially when we were hit with a substantial bill for IVDD surgery. Always excellent customer service -

Insurer: Spot

By: Vuillermet

June 28, 2025

ABSOLUTE JOKE

ABSOLUTE JOKE - AVOID AT ALL COSTS Denied my claim because my dog's allergies that we just were deemed a “pre-existing condition”despite us rescuing him a few months ago. Total BS, cancelled my plan on the spot.

Insurer: Pets Best

By: Myles Polger

Verified June 28, 2025

Claim for sick dog visit to our vet

Claim was submitted for visit to our vet due to vomiting and diarrhea. The claim process was simple and easy. Claim was completed within a few days with detailed explanation of coverages provided. We are 100% satisfied with Embrace pet insurance.

Insurer: Embrace

By: Vincent Abruzzese

Verified June 28, 2025

Didn't have to choose between mortgage and vet bills

Having spot insurance let me get my sweet kitty the care she needed without missing my mortgage payment. I'm so thankful I have Spot.

Insurer: Spot

By: Aubrey

June 28, 2025

Really like this insurance

Really like this insurance - policies are clear and easy to submit claims (unlike my experience with home insurance!). I do not recommend the wellness rewards - thats really just a pre-pay savings plan, not insurance. But the remaining coverage is great, claims are easy to file, and have never had unfair claim denials.

Insurer: Embrace

By: Jacqueline Kimmey

Verified June 28, 2025

My dog needed to have his teeth…

My dog needed to have his teeth cleaned. The vet bill was $725, I submitted the claim to Spot and within a week I received a check for $393. I am pleased with the outcome, and will continue to keep Spot for years to come.

Insurer: Spot

By: Sandy Valente

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