210,050+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,050 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,050 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,746 reviews

4.9
Healthy Paws

11,027 reviews

4.9
Fetch

5,310 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,890 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 04, 2019

Piece of mind, easy claims but 50% monthly premiums increase are too much

This has been my first experience with pet insurance having insured my pet very early in his life. Claims are easier than ever with the vet office submitting for us and reimbursement is also a breeze and fast with Chase pay direct deposit (no you don't have to be a Chase bank customer to use). I was riding high knowing my pet is covered for wellness and the unforeseen which gives me piece of mind and one less thing to worry about. All was well for several years until our monthly premiums went up by 50%! The message being everyone's premiums increased perhaps due to some questionable claims. A small percentage ruined an affordable plan by submitting for some pretty outrageous things; at least this is what the letter that explained why there was an increase. My cat is relatively young, strictly an indoor cat and doesn't get into any trouble yet premiums increased by 50%. I truly hope their premium tiers are revisited at some point since we were very satisfied with both the service and company knowing it was from a reputable insurer. Indoor cats at $50 a month is pretty high. We'll see how it goes but I am definitely going to start shopping around for an alternative.

Insurer: Nationwide

By: Tony

Useful
September 04, 2019

No issues at all getting claim covered. Very easy and quick reimbursement

I got MAci the emergency care she needed right away, easily submitted receipts online, and received reimbursement direct deposited in under two weeks. No hassles at all! Easier to work with than my own health insurer for my human family.

Insurer: Nationwide

By: Heidi

Useful
September 04, 2019

Fast and Friendly

Great experiences with Healthy Paws, I recommend it to all my pet owning friends!

Insurer: Healthy Paws

By: Liz

Useful
September 04, 2019

Pet insurance through Nationwide is *almost perfect!

Overall, I’m happy with the service Nationwide provides. Claims are easy to file, they process claims quickly, and electronic payment is almost instant. The reason I rated it an 8 instead of a 10, is due to preexisting conditions placed on puppies. My puppy was 4 months and came from a pet store. He had kennel cough and irritated skin from being in the store. Now, none of those things (skin and upper respiratory infections) are covered by Nationwide. It’s frustrating because those were things that I couldn’t control - and he was a puppy. I think there should be a period where all pets, regardless of issue, should be covered. Especially if they are a puppy and could either be born with it or easily cured after a week.

Insurer: Nationwide

By: Jennifer

Useful
September 04, 2019

Easy, convenient, and great service

Hartville Pet Insurance has been an excellent service, from claim-filing, to speed of reimbursements, to customer service overall. Hartville has made filing a claim easy, accessible, and stress-free. Hartville also provides claim reimbursements very quickly and the option for direct deposit definitely speeds up the process and makes it convenient. I was shocked to have received a call from a Hartville associate to check up on how my pet, Oliver, is doing and very-much appreciate the great and personalized service. I would absolutely recommend Hartville to other pet owners.

Insurer: Hartville

By: Louis

Useful
September 04, 2019

Terrible insurance for Dane's

I had 1 claim which was denied: she needed pills for a "pre-existing" (6 months old) skin issue (bumps) i understood that. but after 3 years they increased my rates ~%60 60.00USD -> 106.00USD their reason: Breed, Location, Age, Gender. thanks this dog is getting destroyed as it is not worth having it while paying 1200+USD/year (while each year the rate will increase) to help her in her later years. sorry y'all im a veteran and the dog has better insurance than i do, and cost 106USD more... don't worry i will give her plenty of great food and take her everywhere i can; but ultimately this dog will not have insurance after this month, so might as well get her destroyed instead of paying outrageous amounts for "in case shit happens" while watching her suffer for years after hip displacement., or the ultimate heart failure. great job pets best. glad you care so much.

Insurer: Pets Best

By: Ivan

Useful
September 04, 2019

A heartfelt Thank you for helping to save his life

Kirby was diagnosed with “Valley fever”. Being a new doggie mom I was so scared to loose him. With the help of ASPCA, we were able to get him the help he needed. Thankfully at this time he is on the mend and waiting to see how he can hold on his own without medication. I am grateful to have the help and support, and in two more months we will see how things resolve for our handsome boy. Thank you again for not making things difficult during an otherwise trying times. I full heartedly recommend ASPCA pet health insurance. Without their help we would not have our sweet boy in our lives. We are grateful 🐕

Insurer: ASPCA

By: Hedwig

Useful
September 04, 2019

Love this insurance. The claims are processed very quickly.

Excellent company

Insurer: Nationwide

By: Pat

Useful
September 04, 2019

Super fast turn around time!

I sent in a couple claims for my pup and had the reimbursement direct deposited in my bank account in less than 2 weeks. It's never been so fast and it came at a really good time since his most recent visit was so expensive. I also loved that I received a message checking in on his well being. That was very thoughtful and appreciated.

Insurer: Nationwide

By: Bryanna

Useful
September 04, 2019

The Love of My Life Is Feeling Much Better

M little girl, Madison, had a tough week with a bladder infection and constipation all at the same time. Thee poor thing was miserable. She is back to normal with a smile on her face and kisses for all. I am thankful that I have the wellness plan that helped me defray some of the cost involved with her treatment. I loved the ability to use the health line to get advice and comfort that all was going to be okay.

Insurer: Nationwide

By: Micheal

Useful

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