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Not good for long term
I've had this insurance since my dog was 3 months old (he's 7 now). Initially, the monthly rate was good, and as expected, there were minimal increases in the first few years, like $2/month, but then they jumped to $10 more per month, and today I was notified my premium was going up by $20/month making the total monthly cost 225% more than what I initially started. I canceled it. To me, it's not worth it. I could've just saved all that money. Aside from 3 small claims when my dog was under age 2, I have not made any claims in the last 5 years. That kind of increase also tells me what I can expect in the years to follow....monthly increases of $30, $405, etc...it adds up fast. Set aside and save your money, you may not end up needing it.
Insurer: Healthy Paws
By: KRISTEN
Lucky I have a very healthy little one. Health insurance for pet's is expensive.
Have had my claims paid very fast and easy to submit. No serious health problems or accident's with my little one so have been happy so far. DPon't have much to review but health insurance for pets is expensive.
Insurer: AKC
By: Cynthia
Trupanion has really been instrumental…
Trupanion has really been instrumental in helping me afford to care for my pets....which is important since I would do anything for them! The only reason I graded them as 4 stars instead of 5 is due to their policy on dental treatment. It's frustrating that dental care isn't covered if that pet has ANY sign of tarter prior to enrollment since the only way to avoid that is to enroll them as pups....and most rescue pups are adult. This policy has gone back and forth a few times. As someone who brushes the dogs teeth every night and fallows all recommendations from the vet, I appreciated it a lot more when they allowed coverage after a dental prophy restored the pet's dental score to a 0 or 1. Dental procedures can be costly and my vet doesn't believe in risking anesthesia until there is adequate reason, so this will always be an issue for us!
Insurer: Trupanion
By: Amy
Trupanion is Amazing❤
you guys are the best you have been there for my fur baby Molly in very diffcult times. You guys have helped her beyond measure. For that we are truly grateful. We would recommend you to anyone you guys are amazing ❤❤Molly sends lots of kisses & hugs.
Insurer: Trupanion Canada
By: Nathaniel
Look no further, use Healthy Paws
I selected Healthy Paws for my dog Sage in 2017 after we got her. My biggest concern in adopting a pet was affording those random emergencies or injuries that can pop up out of nowhere. I chose Healthy Paws based on the fact I saw it had #1 ratings on consumer websites, the premiums were affordable, and there was no limit on reimbursement. Earlier this month Sage started exhibiting pain, and we couldn't figure out from where, or why. We brought her to the emergency vet, and 2 nights, x rays, an mri, a spinal tap and countless pain management medications later, we had no answers, but had a bill for $5,400. I was equally relieved and nervous about the fact we had pet insurance. I was relieved at the prospect of being reimbursed for part of the bill, but I was extremely nervous that I was about to find out that I had been paying for a scam all this time, and that they wold find a way to reject our claim. My husband and I are attorneys, so skepticism is our nature, and we know all too well that contracts typically are designed to protect the company rather than the consumer. We are especially skeptical of anything that is supposed to pay us money, especially considering that our claim was approx. 4x what we had paid in premiums so far. But I worried for nothing. Less than a month after submitting the claim I got a check in the mail for exactly what I expected they would cover (80% of the bill, minus our $250 deductible, excluding the initial emergency exam and her 2 week exam). I called customer service very anxiously several times during the pendeancy of the claim to make sure I was uploading the documentation they needed, etc, and every time I waited less than 5 minutes to speak with someone, and the representative was always kind, patient and professional. I am thankful that I chose Healthy Paws to insure my pets- after all, it saved me almost $4,000.
Insurer: Healthy Paws
By: Caitlyn
Great company to work with
Great company to work with! They truly care!
Insurer: Trupanion
By: Trond
Always prompt service and very quick…
Always prompt service and very quick and accurate in answering any questions I may have regarding coverage! Love their coverage plans and have made many referrals to friends. Thank you Trupanion!
Insurer: Trupanion
By: Annette T
I’m very pleased with Trupanion
I’m very pleased with Trupanion’s coverage for my dogs. I like the immediate approval to my vet so I only pay my balance. One time my vet accidentally charged the full amount to my credit card and Trupanion refunded their amount to my checking account within 3 days. I strongly recommend pet insurance because it takes financial out of the picture when your pet gets sick or is injured. Yes, you will pay even when you have no claims but you will be happy if an unfortunate situation occurs. I’ve been a Trupanion customer for over 10 years with various dogs and have been treated very well. Don’t wait. Enroll early so you don’t have pre-existing conditions.
Insurer: Trupanion
By: Bob
Select Healthy Paws
I selected Healthy Paws for my dog Sage in 2017 after we got her. My biggest concern in adopting a pet was affording those random emergencies or injuries that can pop up out of nowhere. I chose Healthy Paws based on the fact I saw it had #1 ratings on consumer websites, the premiums were affordable, and there was no limit on reimbursement. Earlier this month Sage started exhibiting pain, and we couldn't figure out from where, or why. We brought her to the emergency vet, and 2 nights, x rays, an mri, a spinal tap and countless pain management medications later, we had no answers, but had a bill for $5,400. I was equally relieved and nervous about the fact we had pet insurance. I was relieved at the prospect of being reimbursed for part of the bill, but I was extremely nervous that I was about to find out that I had been paying for a scam all this time, and that they wold find a way to reject our claim. My husband and I are attorneys, so skepticism is our nature, and we know all too well that contracts typically are designed to protect the company rather than the consumer. We are especially skeptical of anything that is supposed to pay us money, especially considering that our claim was approx. 4x what we had paid in premiums so far. But I worried for nothing. Less than a month after submitting the claim I got a check in the mail for exactly what I expected they would cover (80% of the bill, minus our $250 deductible, excluding the initial emergency exam and her 2 week exam). I called customer service very anxiously several times during the pendeancy of the claim to make sure I was uploading the documentation they needed, etc, and every time I waited less than 5 minutes to speak with someone, and the representative was always kind, patient and professional. I am thankful that I chose Healthy Paws to insure my pets- after all, it saved me almost $4,000.
Insurer: Healthy Paws
By: Caitlyn Kelly