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Claims have never once been denied!
I cannot say enough good things about Embrace. I originally purchased pet insurance through Embrace when I got my Labradoodle Max as a puppy with plans to cancel it after he was a year old and had all his shots/neutering. However, when Max was a puppy I found out that he has severe allergies that have resulted in frequent vet trips and medications, so I decided to keep his pet insurance through Embrace. He eventually was placed on immunotherapy treatment shots weekly & Cytopoint shots monthly - both of which are not cheap! Embrace has covered every single one of his claims since day 1 - and I have never once had to argue with them about reimbursement or have them deny a claim. The claim process is so simple and can be done on their website, via email, mail or fax, and after you submit a claim.. Voila! You get a reimbursement check in the mail! They have even covered emergency hospital trips that were after hours. Customer service is awesome as well! I literally recommend Embrace to every pet owner I meet!
Insurer: Embrace
By: Nina
Hands down, the best out there!
With our previous dog, we had gotten pet insurance with a well known national company...and other than routine wellness claims (which went to a deductible), they repeatedly used loopholes and exclusions to deny claims (e.g. a follow up visit for a drug reaction that had caused liver toxicity became "a pre-existing condition"?). When we got a new dog, I asked our vets' front office staff (one in FL and one in NC) which insurance company THEY thought was easiest to work with and had the best coverage. They both said "EMBRACE". We bought a policy from them for our new Lab puppy and all Wellness claims went through easily. This was then followed by 2 events of eating weird things (first at age 1, and recently at age 3+.) Despite having to go to 3 different vet hospitals within 36 hours in order to avoid surgery for a foreign object, Embrace sorted it all out and covered their 80% with no hassle. They processed it all clearly and seamlessly. SO much better that the other company!!!!
Insurer: Embrace
By: Elise
A wonderful resource.
Jasmine was a wonderful resource ~ knows the product and offered clear explanation. Her patience and kindness were truly appreciated during my decision making process. I signed up for the total plan ! Thank you ~
Insurer: AKC
By: Jodie
No issues so far and the agent I dealt with when discussing my first claim was very friendly
No issues so far, and the agent I dealt with when discussing my first claim was very friendly
Insurer: Trupanion Canada
By: Shannon
Great Insurance!
I always hear back about my claims very quickly, and get reimbursed very quickly! I recommend Trupanion to everyone I know!
Insurer: Trupanion Canada
By: Christine
Easy Peasy.
Easy-peasy as always. Never ever a hassle
Insurer: Trupanion Canada
By: Paula
Quick to respond
It's so far been excellent. Easy and convenient and they've answered my questions quickly when I called. The rates have gone up since we signed up for this but I will say that when they are able to bring the rates down they've done that over the years.
Insurer: Trupanion Canada
By: Lurdes
Pet Insurance
I have found that an awfull lot is not covered, I thought that 90 % coverage does not cover 90%, and my monthly payment has gone up from $55.00 a month to $136.00 a month but still doesn't cover most things, I am thinking about cancelling the Pet Insurance because of this. Dorothy Weatherston 250-380-1634.
Insurer: Trupanion Canada
By: Dorothy
Fine.
Fine. I wish you had given the reason on the denial, so I do not have to research it all myself. I am assuming it must have come under the "Previous" situation.
Insurer: Trupanion Canada
By: Marilyn