154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 15, 2020

Best decision I’ve made!

Sadly my last two pups had extremely high vet bills (granted pet insurance wasn’t much of a thing 15+ years ago) but I promised myself the next fur baby would have insurance. I started asking my vet the top ones they recommended to help narrow it down and they gave me 3 to look into. I sent several emails and questions to each and I settled with Healthy Paws. All the companies had similar coverage but I was able to tweak the plan a bit more with Healthy Paws, everything from the deductible and the reimbursement rate. I couldn’t be happier with them and uploading claim documents is super easy and they are easy to reach and their communication is great. They even sent me an email asking how my pup was after a recent lass removal surgery (she’s great in case you’re wondering). Bottom line is I love them and can’t say enough good things about them.

Insurer: Healthy Paws

By: Megan

Useful
September 15, 2020

Very good

Yes I would recommend this company for pet owners.

Insurer: Healthy Paws

By: Analia

Useful
September 15, 2020

Very positive experience with every claim.

We have 3 policies (dogs) with healthypaws for the last 3 years. I am impressed with their customer services, easy claim process and the fast and helpful response whenever you call them on the phone. One of my dogs just had a major leg surgery 2 weeks ago. Healthy Paws made claim so easy for us. All we did with claim was submitting a picture of the vet bill on their app. We received the 90% reimbursement less than 14 days later. The excellent customer services also sent an email to check in on our dog after they sent out the check. We highly recommend healthy Paws for pet owners. I wish the human health insurance companies would be half as good as healthy Paws.!

Insurer: Healthy Paws

By: Carmen

Useful
September 15, 2020

Healthy Paws is amazing!

We have had a few small claims and Healthy Paws paid the claim within 3-4 days. Then our dog tore her ACL and had to have major surgery. I figured it would take quite awhile to be reimbursed and that they would try to see what they could exclude. That was NOT our experience at all. They paid exactly what the policy said they would pay AND we had our money deposited within about 5 business days. I highly recommend Healthy Paws.

Insurer: Healthy Paws

By: Jayne

Useful
Verified September 15, 2020

Very pleased

The agent was very helpful answering my questions. He put my mind at ease about how future increases work. He told me exactly what percent the increase is at what pet's age so I know what to expect. The premium is much better than the other company I was with for almost identical coverage. The waiting period is a flat 14 days for accident and illness.

Insurer: Spot

By: Susan

September 15, 2020

So easy to file a claim, no hassle, quick payment

I’m glad I did my research and decided on Healthy Paws pet insurance. Although I hoped to never need it, the inevitable puppy emergency happened and filing a claim with Healthy Paws was so simple. They took the worry out of the cost for helping my buddy feel better. Not only was the claim supper easy, I filed it on my phone app and had a check in my had in less than 10 days!

Insurer: Healthy Paws

By: Lael

Useful
September 15, 2020

Highly Recommended . . . for many reasons.

We have had Trupanion for about 9 years now. Both our Chihuahuas are covered. One of our Boys required significant dental work. Covered. The other has recurring stomach issues. Covered. The claims process is quick and easy. The premiums are manageable. When it comes down to it, we prefer having the insurance because we love our Boys. We never - ever - want to be in the position of having to deny medical treatment because we are financially unable to pay for it. We love our Boys too much for that.

Insurer: Trupanion

By: Cranky Andcrankier

September 15, 2020

Consistently good

I’ve been with Embrace for more than 12 years. All my interactions with them have been personal and top-notch. They are attentive, have an excellent website to communicate through, always reimburses timely, and automatically through direct deposit. An impressive and well-run organization.

Insurer: Embrace

By: Bobbi

Useful
September 15, 2020

Learning Pains

The claim was processed quickly, it is nice to pay what is not approved only to the Vet. It is disappointing Trupanion doesn't pay for the Taxes though, there always seems to be something that is not covered, so although it is beneficial the little surprises not so much. Learning pains i guess.

Insurer: Trupanion Canada

By: Diane

Useful
September 15, 2020

Best care of our Toby.

Trupanion is THE Insurance company that takes care of you when you need them. We feel that our Toby is in good hands with them and they are quick to respond to our needs. Thanks Trupanion!—Ruth, Prince George B.C.

Insurer: Trupanion Canada

By: Ruth

Useful

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