209,864+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,864 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,864 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,739 reviews

4.9
Healthy Paws

11,021 reviews

4.9
Fetch

5,300 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified October 21, 2025

Documents were provided for dental but…

Documents were provided for dental but also for 2 growth removals including margins. Embrace never considered the growths. Very disappointing given the $1400/year premiums

Insurer: Embrace

By: Customer

Verified October 21, 2025

I can submit claims easily

I can submit claims easily, there has been no hassle!! Love it!

Insurer: MetLife

By: customer

Verified October 21, 2025

Great insurance recomend

Great insurance recomend

Insurer: MetLife

By: customer Jonathan Brown

October 21, 2025

Fetch does not take privacy seriously…

Fetch does not take privacy seriously or learn from its mistakes. A dog that I previously owned was rehomed and the policy was transferred to the new owner. Still I kept getting information about the dog via email and on my Fetch account page. I alerted Fetch and they said they would fix this error. Now months later, I am getting emails about the new owners claim and on my account page, there are the new owners vet info, invoice, and claim details. Clearly this is a breach of their privacy but Fetch seems unconcerned even after I contacted them again. To top it all off, Fetch denied their claim noting the policy was invalid... its not invalid, it was transferred to the new owner! Once I contacted Fetch (which is also nearly impossible), they were so nonchalant about it, saying oh well since it was denied I shouldn't get further emails. Duh.... it was denied because you can't seem to get your facts straight. This company is so poorly run and clearly does not follow the FOIPP Act. They are also insensitive and have little concern for such minor details apparently. ** Update, I've contacted Fetch about this twice and it was escalated to a Supervisor but its still happening. The chat agents don't grasp the seriousness or have any interest in escalating the issue. The problem persists despite Fetch being made aware of it.

Insurer: Fetch Canada

By: Christie Anderson

Verified October 21, 2025

The claim process is simple on the app

The claim process is simple on the app. Just take a pic of the invoice and notes from the vet. That’s it, claim processed, money back. 😊 It can be be a direct deposited right into bank.

Insurer: MetLife

By: Melanie Huntley

October 21, 2025

The Best

All I had to do was take a picture of my vet bill receipt and upload it to the claim. Within 24 hours it was paid to my linked care credit card used to pay the vet bill. It literally could not have been easier.

Insurer: Pets Best

Veterinarian: Santa Clara Animal Hospital

By: Melissa

Useful
Verified October 21, 2025

Scammers

Scammers. Had a legitimate claim for something that happened to my cat. The covered nothing, zero dollars of an almost 8k expense.

Insurer: MetLife

By: Rodrigo

Verified October 21, 2025

Efficient

It was an efficient process reviewing my claim and reimbursing me.

Insurer: MetLife

By: Marva Lynch

October 21, 2025

Easy

Easy, quick and effective.

Insurer: Embrace

By: Libby MacDuffee

October 21, 2025

Denied Accident Claim

Claim denied because pain was unable to be localized and injury was assumed. Our dog was limping and whining with pain which is why he was taken to the vet. Complete joke to have pet insurance for accident and illness when claim is denied because of a reason like this. Whether the dog’s leg was broken or not, he was clearly in pain from an injury and we got no help from Pets Best. Even appealed the claim and after second review it was the same result. Customer service person actually recommended doing an appeal because she thought it sounded like we should have received some reimbursement..

Insurer: Pets Best

By: Brady

Useful

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