210,051+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,051 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,051 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,746 reviews

4.9
Healthy Paws

11,027 reviews

4.9
Fetch

5,310 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,890 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 18, 2026

I am with this company over 6 years…

I am with this company over 6 years now. When they were stationed in Florida claims took about 30 days. Now that they're stationed in New York claims are processed within 2 to 7 days. I love pets best I'm very happy I wasn't coerced into this review I'm very happy that they have my back

Insurer: Pets Best

By: cameo

March 18, 2026

Claims processing is easy

Claims processing is easy.

Insurer: Pets Best

By: Sandy

Useful
Verified March 18, 2026

Mixed Review

The service and customer support is excellent. Our dogs claims are paid promptly and I can always call and get a person on the phone without going through a tedious automated phone routine. However, the premiums have increased 30+% per year for 2 consecutive years!

Insurer: Trupanion

By: Steve Smithcustomer

Verified March 18, 2026

Fast & easy claims submittal

Extremely easy to submit claims and I was very surprised at the fast response time. I am very glad that I chose Spot for my dog's insurance.

Insurer: Spot

By: Susan

Verified March 18, 2026

Easy claim process

Easy claim process, friendly customer service!

Insurer: Spot

By: Sunnie

Verified March 18, 2026

The claims are easy to fill out and…

The claims are easy to fill out and payment is pretty quick. I do wish we got more back or had more options for dogs that came to our homes a little later in their life.

Insurer: Spot

By: Anna Marie Lawson

March 18, 2026

The pre-existing clause is not clear

The pre-existing clause is not clear. My claim was denied due to "Pre-existing condition. There was no diagnosis at the prior to the insurance start date. The diagnosis was made at the time of his visit. If there was no diagnosis prior to the start date of the insurance, how can it be a pre-existing condition. Thinking about cancelling policy all together. I did read through the all of the policy documents and restrictions, and the wording is not clear. They just want your money. There is no compassion for the pet. Highly dissatisfied. Think carefully before using Pumpkin Pet Insurance.

Insurer: Pumpkin

By: Maria Sowers

Verified March 18, 2026

The process to submit claims is…

The process to submit claims is straightforward. The process is not drawn out and you will know in a few days if your claim was approved.

Insurer: Spot

By: Jeanette Tello

March 18, 2026

Claim processing time is variable

Claim processing time is variable - some are processed quickly and some are not. The coverage is good. Customer service is very difficult to reach and many things cannot be handled online such as cancelling a policy following a pet's death. Then you have to wait on hold for over 30 minutes to get in touch with someone to explain that your dog died.

Insurer: Pets Best

By: Liz Nelson

Verified March 18, 2026

The reimbursement process was quick and…

The reimbursement process was quick and easy. Thank you!!

Insurer: Trupanion

By: Kristen

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