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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Trupanion is piece of mind!!

After a few large vet bills we signed up for Trupanion, which was recommended by a friend. It seemed like such a simple program with less rules and paperwork. We were just able to put it to the test and I'm very impressed with their quick responses and fast reimbursement. It was very clear what was covered and why.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Very Happy with Embrace

I am very satisfied with all the help I've gotten with signing uo for insurance and the Wellness program. Very informative and pleasant people to deal with. All the emails letting me know what is going on is great. I will recommend this insurance to other people whwnever I can. Thanks for all your help
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Outstanding customer service

I really appreciate how the Embrace team took the time to communicate with me through the process of my claim. There was a slight delay in processing the claim, but the folks at Embrace kept me in the loop. Everyone was very friendly and prompt in replying to any questions I had. Thank you for providing such great service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you, Trupanion!

Being a Purdue veterinary student and working as a receptionist at Paw Prints Animal Hospital has allowed me to see just how expensive pet emergencies/illnesses can be and how quickly they can occur. When I brought home my Dalmatian puppy (Ledger) almost two years ago, one of the first things I did was sign him up for Trupanion pet insurance. Thankfully, I made the right decision! Dalmatians produce high levels of uric acid and can be prone to bladder stones, so I knew turning to Trupanion was the right thing to do! He was indeed diagnosed with bladder stones this July and will now need an ultrasound of his bladder every 3 months to watch for future stone formation. If it weren't for Trupanion, I would have paid over $650 just to have the stones diagnosed and removed, and the future charges would have been waiting to add to the total cost. Thanks to Trupanion's fast claims service, 90% coverage, and rapid turnaround, I've already been reimbursed about $500 dollars! Ledger also has to eat a special diet (Hill’s U/D) to help prevent future stone formation, and Trupanion even covers approximately half of the food cost! I was able to set my own deductible, and the claims process is easy and fast! I highly recommend Trupanion to ANY pet owner. It not only has amazing benefits for puppies and kittens, but also older dogs and cats too! As a future veterinarian, I will recommend Trupanion to all of my clients! It's a wonderful feeling to know I can take care of my baby boy without wo
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dalmatian
  • AGE OF PET: 1 - 8

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10

out of 10

My new forever pet insurance company!

We recently joined the Embrace family and purchased insurance for our dog and our cat. We did a ton of research online for all of the pet insurance companies and Embrace seemed to have the best reviews. And now we see why. When our indoor Persian cat Luci, snuck out of the house and got hit by a car we were devastated. After many appointments and a surgery we are happy to report that she is recovering nicely from an amputated tail and broken pelvis. We filed our claims with Embrace and they immediately confirmed receipt and even emailed us personally a few days later to let us know that there would be a slight delay in reviewing our claims. They happened to be updating their claims system at the time. We all know technology updates are necessary but we also know that companies don't always share this type of information and may just leave you impacted. Great job Embrace! You handled that perfectly. Right then I knew they cared. And just so you know the delay wasn't very long. Our claims process took less than 3 weeks. They kept in touch throughout the process and whenever we called to ask questions the customer service was stellar. They are always pleasant and really do treat you like part of their family. They showed sincere concern for our Luci and made every interaction personal. Their claims settlement process is very straight forward and efficient, their statements are easy to understand. Not a lot to decipher, you know what they are reimbursing you for a
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Persian
  • AGE OF PET: 1 - 8

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5

out of 10

Hard to get started with Embrace....

Hard to get started with Embrace.... It took more than four months to get medical records reconciled with actual facts of the dogs conditions. I understand why insurance companies do not cover existing conditions, however the exclusionary policy left me at odds with Embrace. Most people would have given up the fight....we were finally able to get the exclusions removed.....Embrace did cover the examination costs....
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Puffy

claim was processed with ease & quickness
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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10

out of 10

Great dental coverage

I had a large dental bill on my pomeranian with an unexpected tooth extraction due to infection below the gum line, so it also required antibiotics. The total was just shy of $500.00 and Embrace paid the max amount of $400.00 no questions asked. Also, Anna was always in contact with emails, nice not to wonder whats going on. I give them a 10 rating at this time. ;)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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9

out of 10

Customer Service

I bought pet insurance for peace of mind. However, in the back of my mind I was dubious as to whether it'd be worth it should something happen to my sweet dog. At 8 years old, my dog was diagnosed with an aggressive tumor, and had to undergo chemo. Embrace came through on basically all of our claims. Admittedly, sometimes the paperwork was a hassle, but the customer service was always expedient and professional. Thank you for easing one burden at a rough time.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Good experience so far!

Have a young German Shepherd puppy. My experience with Embrace has been very positive so far in filing claims and receiving periodic emails on claims status. I've already used the Flexible Spending account to cover my dog's spaying and heartworm/flea preventative medications. Quick service in receiving reimbursements.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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