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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Coverage

I have a 9 yr old Shitzu and she had a ptoblem stanting up. I took her to the vet hosspital and they xrayed her back legs and done some othet tests released her.Todat she is fine. I turned in the bill to Healthy Paws and now they wand a copy of an examin that she had done 3yes ago. I told them I do not live in the area and do not remembe the facility. They said that if I do not get the copy of the exam They will not pay for this bill. Alss thet do not cover the office visit even in the hospital. I cancelled my policy. They are nothing but a Rip Off.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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10

out of 10

No regrets!

It is such a comfort to know that I won't have to put my dog down because I can't afford her care. She's gat bilateral cruciate ligaments torn seeds surgical repair to the tune of about 8000.00. I pay my 500 deductible(I paid that for the diagnostics - sedation for large dog x-rays) and now I only have to pay 90% of that. It includes much needed and expensive meds. So glad I bought this - they have been great - very caring. Highly recommended. I talked the hubby into it by telling him if the premiums (about $60.00 a month) add up to say, $800.00 for the year, and then she needs major surgery we are golden, only having paid the deductible and 10%.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Glad I chose Pets Best.

My claim was processed and I received reimbursement in a very timely manner. Pets Best has never disappointed in their coverage.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Couldn't be happier

My lab puppy has had to have 2 surgeries this year, first on her shoulder then on her elbow. I am so thankful that I got Trupanion insurance for her. Going through the claim process and being able to easily talk to someone on the phone has been great. I don't know what I would have done without Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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1

out of 10

Disappointed

I have always been very pleased with Pets Best. However, an over 200% increase in premium this year seems a little excessive when every prior year it was increased 10-20% (premium increased from $70 to over $181). And there was no notification of this until after my pet turned 14 so she can't be insured anywhere else. I used to tell everyone with pets about how good this company was - sorry I won't be able to continue doing that any longer.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Wire Fox Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Fast, Great Service

My dog had to go to the emergency for severe diarrhea with blood and major dehydration (as we found out). He had to stay overnight and after the whole ordeal his bill came out to over $1400. Just for diarrhea!! Healthy Paws paid me over $1100 of that back (they took off the $100 deductible, examination fee, and they took take of 90% of the rest of the bill). I was calm during the whole incident because I new I was covered by Healthy Paws. I would never have another pet with out insurance. I had to pay over $3,000 (before insurance) for pneumonia when I first got my pet and never again!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Healthy Paws Pet Scam I would say...

They do not provide the services that the claim. Instead of helping me with any of my $500 worth of animal related expenses, they instead increased my expenses by $20 per month per animal. So since October, I have paid Health Paws roughly $320. However, they only cover about 1/4 of what they say they do. The whole point of insurance is to get help in case your animal gets sick. So, for my cat that needed veterinary services, I have paid $160 thus far. He has bills of $500. 80% would be $400. After my $250 deductible, this would actually help me. However, they play very unfair games. The have my $160 (plus $160 for the other, healthy cat) and they finagle the numbers so that the covered percentage of $500 is somehow only $133.32. So it doesn't even begin to offset my deductible. Therefore, instead of helping at all, my $500 of expenses on Remy has become $660. Thanks healthy paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Persian
  • AGE OF PET: Under a year

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9

out of 10

Worth the $

Trupanion is definitely one of the more expensive insurances on the market- however - you get what you pay for! I added the alternative therapy rider to my German Shepherd's plan and when he hurt his shoulder my claim was paid out without any additional questions asked - from 2 different vets for the one injury. What would have cost me nearly $1300 was a lot less. I am able to get my dog the care he needs to heal. In this case, it was cold laser therapy. And I can take my insurance overseas with me for our next duty station.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Great communication and very fast refund!

My Golden Retriever Layla has been "Embraced" for several years now. I am very happy that I went with Embrace as her pet insurance carrier. My sister uses a different company for her dogs and when I told her quickly my refund arrived for Layla's surgical procedure she was very impressed. I love that the entire claims dept. keeps in constant contact with you during the process of your claim and again, the refund arrived very quickly. Embrace is the only insurance I would use for my pets now and in the future.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws ROCKS!

After a escaping to the outside and spending the night outside, and a scuffle with a neighboring territorial cat, our female, Taline, received some care at our vets. Once Healthy Paws received our claim, they promptly reviewed the documents submitted, and paid the claim within about two weeks. Then, our male, Zaboo, dug through a small kitchen garbage can, eating who knows what, and we feared an obstructed bowel. Thanks to our Healthy Paws insurance, I did not have to worry that I couldn't afford to do whatever necessary to bring him back to health. Thankfully, after a weekend at the vets and some meds...he simply had an upset tummy and is now back to his inquisitive, feisty self, and Healthy Paws, exactly as promised, handled our claim quickly, painlessly, and courteously, and even sent emails checking on them. How awesome! Human insurance should be so amazing!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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