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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Pleasant experience

As a first time dog owner, I took my dog to the vet every time she has a problem. After I sent in my claim, ASPCA staff always called to double check how my dog was doing and they answered my questions professionally. I am glad to have insurance with ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Fast service

I have the wellness plan and I highly recommend it. I get her flea/heartworm prevention, rawhides that help with dental cleaning, nail trim, and vaccines covered . The reimbursement is quick as well.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Pet Ins the way it should be

This was exactly what I was looking for in pet insurance. Its rare these days to not have anything go wrong when trying to get what you pay for, but nothing did. I put claim in, got reimbursed in just days as advertised.
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: 1 - 8

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1

out of 10

horrible company

I had put in a claim for my dog one the policy reached year end they doubled my premium. I was horrified the results when I called they said they changed my plan as well as made it state that every time you make a claim they increase our premiums. I'm so disappointed in the service. On top of that they took long they didn't keep their word. they told us that if we did direct deposit that it would be put in my account within 24 hours and instead it took about 6 weeks for us to receive the funds. They never sent out a new policy for us to review but sent out the claim information so it was clear that they do have our proper address. the only help they could offer was to reduce our services. when I had asked to speak to a supervisor all they could say was well this is what I can do is lower services. I had to repeat myself over 10 times for the staff to agree and said I had to wait for a call back. For an Insurance Company this is unacceptable behavior. whether or not after your audits they have seen that there is a discrepancy with their fees their should have been modification to new customers rather than existing. My home insurance had something similar happen and they kept our rate with a reasonable increase almost doubling our rate is crazy and horrific. I would never recommend using this company as it appears all I have received from them was lies and disappointment.
  • INSURER: 24PetWatch
  • POSTED: 08/31/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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1

out of 10

Exploits Loopholes to deny coverage

My experience with Healthy Paws was NOT positive. I am proactive in my discussions with my vet about my dog's welfare and will ask questions about the smallest things. My vet keeps meticulous notes for reference. Well our discussion over what we thought at the time was an insect bite on my dog was exploited by Healthy Pets to decide that it represented a preexisting condition. This in light of the fact that is was not until much later that a decision for more extensive testing and leading to an actual diagnosis was completed. So first claim denied and any future claims for any type of tumor, even though they are usually unrelated conditions, would also be denied. So if you are proactive and have a vet who is conscientious in record keeping, then beware of Healthy Pets insurance. They will exploit the smallest detail to deny a claim.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

Great customer service
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Soft Coated Wheaten Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Puppy Vision Surgery

Paisley had eyelashes growing into her eyes which required surgery to correct. Submitted bills and they paid for most of it. Total out of pocket for me was $1050 I believe, and I got a check for $718. The exam fee wasn't covered and our vet had a pricey one ($200). I was happy, zero hassle, very easy. I spent 5 seconds uploading bill and received email within 24 hours each time.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: Under a year

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10

out of 10

Fast-------------fast------------and fast---------

The Embrace team were fast but also thero, quick response and precise. I would recomend the company with the same staff as a number 1 pet insurance from my experiance with four differnt ones.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

My fur babies, deserve it!

Having had ASPCA pet insurance for my two French bullies since they were little pups, has given me such a peace of mind. We've been so lucky to not have had to many serious issues come up with our dogs, but just like for ourselves insurance helps us be prepared for what might come...the times where we've had some higher vet bills, to know that I have the quick turnaround for claim reimbursements is super helpful and reassuring. I always tell anybody who is willing to hear me, pet insurance is a must! I don't even question of it's worth it, all I have to do is look over at my fur babies and I know!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

So easy during a difficult time

When our almost 9 year old greyhound Thor was diagnosed with osteosarcoma Healthy Paws was there for us! Thor needed multiple biopsies to confirm the diagnosis, followed by a very expensive amputation surgery, and we are waiting for the surgery to heal before continuing on with a specialist oncology consult and chemo. If we didn't have pet insurance that covered all this we would have been making some very difficult decisions with an eye towards the financial aspects of it. This way, we could focus solely on Thor and what is best for him rather than what our pockets can handle. So glad we got him pet insurance! It's the best thing you can do for your pet. And Healthy Paws makes it simple and easy when you are dealing with so much you don't want to have to worry about paperwork- just scan the vet bills into the app on your phone and you get a check within a few weeks. Simple!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: Over 8 years

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