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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Incredible caring service!

I have only had my puppy for a short time before I realized that I may need insurance of some kind in order to properly care for him without worry. I did a lot of research before I did any purchasing. Heathy Paws was by far the best choice for my buck. What I didn't know is that the customer service would be so wonderful! I feel truly blessed that I chose this insurance. Recently my puppy had to have surgery, they not only kept me in the loop about the processing of my paperwork, but they called the vet to get needed forms and records in order to process my claim. my puppy had his surgery last week and I received my reimbursement today! They even sent me an email asking how he is doing. Incredible caring service! Love this company!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

First Time Pet Insurer - Very happy

I never had insurance on a pet before but this was a dog rescue/adoption who came with a 30 day policy. I choose to continue the coverage and it turned out to be a good decision. My dog had gotten into an aspirin bottle and the vet allowed me to bring him over right away. I was lucky in that my vet put in the claim for me. I paid the deductible and the vet and Trupanion handled everything else. It was so nice that everything was handled for me as it was a very scary day for me. The bill might have been low compared to these other claims but the important thing is that the vet said that if my dog needed further follow up treatment, it was covered. I have heard of vet bills costing $5,000 & up for surgery, etc. so I definitely plan to keep my dog insured and certainly with Trupanion who came through for me. I would and have recommended Trupanion to other pet owners.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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9

out of 10

I'm glad my dogs got insured.

I feel like ASPCA actually cares for the well-being of our pets. Whenever they have been seen they call to make sure everything goes great with them. Feels like family, and their claim process is pretty fast. I wish I could have had a more detailed explanation of what it was covered alongside with the bill, but everything else is great!
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Lifesaver when having 2 dogs with cancer in 1 year

I can't say enough good things about Healthy Paws. When you get a terrible diagnosis for your beloved pet (and even worse, when two of your pets get a terrible diagnosis within a year of each other) and you are just feeling completely shattered, you don't want to start calculating what you can actually afford in order to help them. You want to be able to pass your credit card over to the vet and say "Luckily we have pet insurance. What is the best medical route for our pet?" Healthy Paws makes it easy- it's easy to choose the level of insurance you want (calculating deductible vs premium levels), it's easy to submit a claim (super handy app on phone, usually I do it before I've even left the vet office) and it's easy to get your coverage payment. Their underwriters do a very reasonable job when it comes to pre-existing conditions. Their customer service people are pleasant and caring. (I just got a personal email from them asking how our dog was doing post surgery) I recommend Healthy Paws to all my friends and recommend getting it early on during your pet's life. You will not regret it.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: Over 8 years

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10

out of 10

I love Embrace!

Customer service, customer service, customer service! Need I say more?! Prompt responses, clear benefits, and reimbursements are a breeze. I have recommended Embrace to many of my pet owner friends.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Over 8 years

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9

out of 10

Very Good

I had bought Embrace for my cat, Jack, when I adopted him. He was 3 years old. He just passed from a rare form of lung cancer. I didn't realize that the plan he had did not cover dental nor prescriptions so do purchase the Wellness plan which will cover dental and perhaps prescriptions. I was delighted though that when he became ill, that the Wellness plan covered homeopathic remedy from his vet and when it he was terminal, Embrace moved forward in reimbursing without obstacle. I made certain to provide a medical history, chart notes, and complete invoices when filing claims. I think this assisted the claim adjusters in their evaluation. Their customer service team was compassionate and efficient. Two paws up.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Manx
  • AGE OF PET: Over 8 years

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10

out of 10

Perfect!!

Healthypaws has been nothing short of excellent when helping us deal with several different issues with our beloved yellow lab. Unfortunately, she has been a little accident prone in her early life and has needed more veterinary care than expected or wanted. Healthypaws hasn't let us down and was always quick with response and reimbursement as well as concern for Ellie's well being. We would not hesitate whatsoever in referring Healthypaws to others...and will certainly enroll any of or future pets with Healthypaws!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

I Love Embrace Insurance

My dog, Rosie, has had several health issues in the last couple of months. This was our first experience with our newly acquired insurance through Embrace. They were quick to respond to my claims, and they were processed in a timely manner. I am grateful for them and happy that I chose Embrace over the other options that are out there. Thank you so much for your professionalism and quick handling of my claims.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

I love Embrace!

I covered my two dogs (Dante and Meesha) for the first time this year. I looked at several companies but chose Embrace because of the Wellness option. It's a wonderful way to budget their wellness over a year. So far it has covered both sets of yearly vaccinations and annual physicals. Embrace even covered visits from an animal behaviorist to help with Meesha's blanket-munching addiction. The service is always fast, friendly, and excellent.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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8

out of 10

good service terrible rate hike

I've had coverage for my cat since he was 6 months, he is now 5.5 years old. The insurance has covered quite well even when he somehow ingested a long blade of grass and it go stuck in his nose and sinus cavity. He was choking and needed immediate attention. The scan and procedure was upwards of $800.00. I was reimbursed the 80%. I was very happy to have the insurance. The thing that got me was the hike in premium from $24/month to $46/month due to a new underwriter. I guess the insurance companies take advantage of not being regulated. That was an extreme jump in price. My be we need to begin a movement in this country. I don't like being used. I recommend them if you can afford the premiums. I'll be keeping them, but still looking around.
  • INSURER: 24PetWatch
  • POSTED: 08/30/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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