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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

They delivered what they promised!

Other insurance companies would not cover illnesses that are known to occur frequently in a breed, but Trupanion did not have these restrictions and even better, they delivered what they promised.

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10

out of 10

Excellent service - no hassle claim!

We had just been insured one month when our Yorkie jumped out of my husband's arm and landed on her head. She was out cold - very scary - we rushed her to emergency. The bill was over $1500. I was wondering how using this new insurance would go. They are AMAZING!! As soon as they received the paper work they notified us via email that they were processing the claim - within days of receiving the paper work, we were notified the claim had been processed and we would receive a check for the 90% coverage. NO hassles. Excellent service!!

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10

out of 10

Customer Service is Excellent!

One day after his first birthday, our Siberian Husky had health issues. All I can say is ... "thank goodness for Trupanion". My experience with this company has been a very positive one. Claims are processed quickly. Customer service is excellent! I would have no hesitation in highly recommending Trupanion.

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1

out of 10

Raised my renewal fee by $329 after the first year

I am very upset with my AKC Wellness-Dog Pet Health Ins Plan. This is my first year with Dog Insurance. My insurance has a $125 deductible, $13,000 limit, $5,000 limit per illness or injury, 20% Co-insurance, covers annual wellness visit and shots, and twelve months supply of flea prevention. I paid $636.00 for one year, that will end in March 2010. During this year, my pup had to have a small growth taken off the side of his nose. The cost was $386, including Histopathology-Fullwritten Biopsy work on the lump, 6 mos. of Advantage, Dental cleaning, Medicine, Blood work and the initial Physical Exam. It was a normal growth, nothing bad. The Insurance Company reimbursed me $209.42. I had to pay the $125 deductible and my 20% Co-Insurance. They did get that to me in approximately thirty days. They still have to pay for his Annual shots, before March this year, too. I just recieved my renewal notice and they have increase my fee to $965.00 Annual. That's a $329 increase! So every year are they going to continue to increase this? I am very upset and will probably look else where for Pet Insurance. You can bet I will be telling everyone not to waste their time or money buying AKC Pet Insurace. I am rating them a 1 because I do not like how they raise the renewal fee $329 in one year!
  • INSURER: AKC
  • POSTED: 08/30/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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7

out of 10

Premiums increasing 33% on 3 & 4 year old dogs

Have had AKC insurance on two dogs for several years. Have not had any problems with reimbursement. Reimbursement has been prompt and accurate (80% after $125 annual deductible). Planned to renew, but bill just arrived and they increased premium by $251 a year each. This is $251 OVER the online price for new customers. Considering other options!
  • INSURER: AKC
  • POSTED: 08/30/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Trupanion Rocks!!!

Trupanion is great! I've submitted two claims & received a check within two weeks of submission. I feel happy knowing that my pooch is covered by a reliable & affordable pet insurance company.

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1

out of 10

Save your money and stay away!!!!!!!!!!!!!

My little dog required surgery for severe peridontal disease. If the dog did not have the surgery he would have contracted an infection and possibly die. My vet thought that this would be covered as I had done preventative steps to avoid this outcome. Short story, I have paid over $4,000 to this company and submitted a claim for $700 and was denied, even though my vet recommended the treatment. I thought I was doing the right thing by getting pet insurance but I will not do so again. I truly believe this company is not out for the interest of your pet but the almighty dollar. Interestingly enough, if my dog had sustained an injury to his mouth like break his jaw, break teeth it would have been covered. I am furious!!! What was I paying for? Please, please put the funds in a separate bank account if you are planning to insure your pet and avoid the lining their pockets. Extremely extremely disappointed. Wonder if they will contact me to thank me for the "positive" review.

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1

out of 10

Worst ever,

Purchased puppy, came with 1 month insurance which needed to be applied for within 48 hours, this was done. At vet visit for puppy shots, diagnosed with kennel cough, which eventually evolved into pneumonia 4 days later. Insurance claims were rejected, "preexisting condition". All we got was rhetoric when asking to reconsider. Would not recommend this to anyone.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Trupanion is Amazing!

I am obsessed with Trupanion's service and plan and have recommended them to everyone I know. I used to have VPI but they used a benefit schedule and I got almost no money back every time I submitted a claim. My vet recommended Trupanion and I was fortunate enough to switch to them just before my 4 year old greyhound raced himself right into a barrier at the beach and ended up with serious rope burns and trauma across his chest. Between the emergency vet and several visits to the regular vet we racked up quite a bill. The most important thing, of course, is that my dog is OK. But the fact that Trupanion did everything they said they would and reimbursed everything they said they would made a really bad situation a little bit better. Everyone I spoke to was kind and helpful, their claim forms are easy to complete and my checks came in less than a week. I HIGHLY recommend Trupanion!

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10

out of 10

Very Highly Recommended!

My Bernese Mountain Dog was getting older, and I had been thinking about pet insurance for awhile. I did some research, and settled on Trupanion for a number of reasons - there were no disease caps (just a lifetime cap of $20,000, which they've apparently now gotten rid of), the reimbursement was 90% compared to the 70 or 80% of other plans, and the premiums were the same or even less than other plans for better coverage. I signed up with Trupanion in January. In February, I took my dog in for some vomiting after eating an old bone, and in March for his annual physical. In April I took him back for a dental cleaning, and they noticed some swelling on his toe. Some testing revealed a cancerous mast cell tumor. After consulting with oncologists at a major veterinary hospital in Boston, he had surgery to amputate the toe. I was worried that Trupanion would call this a pre-existing condition, and steeled myself for having my claim rejected, knowing at least how human health insurance companies work. But I went ahead anyway - filled out the one-page form, had my vet sign, got a copy of his records since it was my first claim, and attached the invoices and sent it off - the process was very easy. A week later, the claim was approved and reimbursement sent without any argument. Unfortunately, the biopsy and other testing after the surgery revealed some cancer cells on the two adjacent toes, so he had a three-week course of radiation, which was hugely expensive.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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