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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Best of the lot!!

I too have changed over from VPI insurance. I guess VPI uses the money they save on reimbursement to advertise and so they are well known.My older dog was covered under VPI and I was very disappointed with the reimbursements. I'm sure had I just started a savings with my policy payments I would have come out ahead! After putting my first dog down. (She was very old)I got a new puppy. We got her from a shelter at 8 weeks and 2 days from getting her she came down with parvo. Fortunately, the shelter fee included a 30 day policy for shelter dogs. Her treatment was mostly covered. I had already signed up for Embrace before she came down with Parvo but was still in the waiting period. She now has some periodic bouts with GI bacterial imbalances and I have used the embrace policy to cover her vet visits. Everyone at embrace has been so wonderful. The communication is great. They send an email when they get the claim, when they process the claim and also when they send the payment. With VPI I had to hunt them down and usually call several times to get answers to my questions. Bottom line is the payments back are better then the others!! I tell all my friends to get embrace!
  • INSURER: Embrace
  • POSTED: 10/21/2010
  • BY: Eileen
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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4

out of 5

Very good insurance

Having pet insurance is very important to provide peace of mind regarding veterinary expenses. I have been very pleased with the service provided by the Hartville group and it has saved significant out of pocket expenses. I have it for all 3 of my dogs and the variety of plans offered provides the flexibility that pet owners need.
  • INSURER: ASPCA
  • POSTED: 10/21/2010
  • BY: Philip
  • BREED: Terrier Mix
  • AGE OF PET: 7 - 10

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5

out of 5

Rare diagnosis for a young dog, our CJ

As we face a rare lymphoma diagnosis in our 2 year old German Shepherd Dog, the immediate response by Embrace Insurance to our claim at least made the very difficult and sad situation one where we did not have to fight for reimbursement. Embrace Pet Insurance was extremely prompt. I am very thankful for the service as well as the coverage, though I would prefer never having to use it!
  • INSURER: Embrace
  • POSTED: 10/21/2010
  • BY: The
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Petshealth is there for my pets!

After one of my two cats got really sick and had to stay at the vet’s office for three days, I was shocked at the amount I had to pay at the end of the treatment. I started to think about what I would have done if one of my ‘fur kids’ would have to stay at the vets place even longer, and if I would ever have to face the horrible choice to have to end my pets life simply because I could not afford the treatment any more. With that in mind I started searching for an insurance company that would help me pay my vets bills. And when I found Petshealth and signed up nearly five years ago, I was simply delighted at how easy they make it to file claims through mail, email or even online and get part of your money back. Petshealth has helped me out in every way! And they even have friendly and knowledgable customer service reps. I would highly recommend them.
  • INSURER: ASPCA
  • POSTED: 10/21/2010
  • BY: Christa
  • BREED: Large Munsterlanders
  • AGE OF PET: Over 11 years

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5

out of 5

The best pet insurance

I am new to Embrace. I was hesitant to purchase pet insurance because I had a bad experience with a competitor, VPI. I signed up for insurance and routine wellness benefits on October 15 with Embrace. My Malti-Poo had a wellness exam on October 18. I faxed the claim for wellness benefits on the 18th and have already received notice that the refund has been approved. There is no set schedule to follow for wellness benefits. This is very unique! Their customer service is amazing and far superior! I am very glad I made the decision to select Embrace. I wish I knew of their existence sooner.
  • INSURER: Embrace
  • POSTED: 10/21/2010
  • BY: Brenda
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent claim service

I submitted wellness claims for my three dogs and within a week have my refund. Excellent customer service.
  • INSURER: Embrace
  • POSTED: 10/21/2010
  • BY: Marge
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10

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1

out of 5

Dont Get Trupanion Insurance

" Definetelly Don't get this insurance !!! Trupanion, They Promisse everthing and then they found whatever details possible to denied your claim. They ask me to go to toby vet and get the last 2 years record and send to them by mail to process the claim, and now i understand what are the intentions, find something to excuse denied ...the claim.I put my lawyer to work with them, thanks god i dont need this money to eat!!! See More
  • INSURER: Trupanion Canada
  • POSTED: 10/20/2010
  • BY: Marcelo
  • BREED: Maltese
  • AGE OF PET: Over 11 years

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5

out of 5

Thanks for coming through for us!

I've never been in favor of pet insurance and only got it this year because my new pup's breeder felt it was important. She recommended Embrace, and I did like the customization options. I didn't think I'd actually need it, but sure enough, my one-year-old Greater Swiss Mountain Dog had a mountain of stomache troubles. Three days of hospitalization and a myriad of tests later, her bill was over $1000. I almost forgot I could try sending it to Embrace. I'm so glad I did! I had chosen a plan where I'd pay a deductible and then 20% of the remaining balance up to an annual maximimum. Embrace paid their entire 80%, no questions asked. Thank you Embrace, for coming through for us and our dog, and also for being a stand-up organization!
  • INSURER: Embrace
  • POSTED: 10/20/2010
  • BY: Laura
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Our Senior Poodle's Best Friend

Alfie is 15+ years old and has had some medical problems over the last few years. Knowing that we would not have to shoulder the entire expense made it much easier for us to decide on medical options for him. Happily everything worked out well thanks to a great Vet and ASPCA Pet Insurance!
  • INSURER: ASPCA
  • POSTED: 10/20/2010
  • BY: Marsha
  • BREED: Poodle
  • AGE OF PET: Over 11 years

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4

out of 5

Claims people very helpful, but still an Ins. Co

I don't think you can beat trupanions turn around time on claims. The really do pay you back really fast. When there is any problem with a claim they are eager to sort the problems out. To date I have only had one issue with them. My pet had diahrrhea once when he was a pup before I had insurance. My dog is now 7 months old. Recently he has been diagnosed with elbow dysplasia. The Vet prescribed him Rimadyl which has a know side effect of causing diahrrhea and potential death. Trupanion deemed this a pre-existing condition even though my vet specifically wrote them a letter stating his diarrhea was caused from the rimadyl and he had no diahrrea before his treatment. So while they are good at paying expect them to act like any other insurance company and look for ways not to pay. They also wont pay for things such as adequan injections it's deemed a supplement and not covered. My best review will be comming soon. My dog has gone to see a specialist for his elbow dysplasia and the estimated bill is $2.7k-3.3k.
  • INSURER: Trupanion Canada
  • POSTED: 10/20/2010
  • BY: Mike
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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