154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 14, 2025

We are coming up on our one year…

We are coming up on our one year anniversary with Spot. I give them the highest rating. They have covered all claims we have entered. They have been very helpful with any questions in the processes. I recommend them to anyone. Thanks Spot.

Insurer: Spot

By: Donna Blackburn

Verified August 14, 2025

Trupanion processed my claim very…

Trupanion processed my claim very quickly and reimbursed me for a weekend claim by mid Monday. They then paid the specialist vet directly for their portion of my dog’s surgery.

Insurer: Trupanion

By: Sarah

Verified August 14, 2025

Bright Star during a Difficult Time

My pup (almost 8 years old) was recently diagnosed with Chronic Hepatitis (Liver Disease). Trupanion has been a bright star in a sad situation. They are quick to review and approve invoices for payment allowing me to spend quality time with my boy, get him the help he needs, and not worry about if I can afford his treatment.

Insurer: Trupanion

By: Denise

Verified August 14, 2025

Great Customer Service

Eric was easy to talk to and very helpful in explaining your services, how the process works, etc. Our first time trying insurance for our pets and think Nationwide will be a great fit for our furry family members.

Insurer: Nationwide

By: Christy H

August 14, 2025

Insurance that provides Assurance.

We wish that health insurance for people was this comprehensive. Thought it's not purfect, our experience with Embrace over the last decade has been transparent, communicative and ultimately when we needed it most, extremely supportive. We have been with Embrace for the duration of both our pups and are grateful for the options and the easy to use portal interface, prompt communication and explanations of benefits, and services and coverage plans and they offer. Thank You Embrace. Ana, Jeffrey, Duke 🐶 & Cuda 🐻

Insurer: Embrace

By: Jeffrey

Verified August 14, 2025

Excellent service and timely claim…

Excellent service and timely claim resolution.

Insurer: Pumpkin

By: Amy

August 14, 2025

if you aren't a customer who makes them…

if you aren't a customer who makes them a profit, goodbye/take what you can get. While this appears legal (as they highlight their terms are only for 12 months at a time), it doesn't make sense when they say "we will never penalize you for making claims". This is clearly a penalty.

Insurer: Fetch

By: Guyana Asriyan

August 14, 2025

Embrace is the best

Embrace is the best! They really came through when my pets needed them.

Insurer: Embrace

By: Andrew Donofrio

Verified August 14, 2025

Ease of applying and awesome…

Ease of applying and awesome communication

Insurer: Nationwide

By: Frederick W. McCrone

August 14, 2025

FALSE ADVERTISING.. DO NOT TRUST THIS BUSINESS FOR YOUR PET

Wow, everyone seems to love Trupanion, and they've all had good experiences. I have a really important question to ask you all. I need some help understanding.. When you take your pet to the vet, do they pay the bill once submitted, minus your deductible? Because, honestly, my experience hasn't been as good as yours. I'm almost a year in, and YES I just received my rate increase without them paying a cent for any of my big vet bills 😢 I'm one unhappy customer, and I'd never recommend Trupanion. I'm canceling this week. I already pay $87 off the hop. Have had it nearly a year and their poor lame excuses for non coverage on claims is making me want to move elsewhere quickly! I do not recommend Trupanion.. although what they offered seemed better than the rest. There is better! I just received a$3.66 reimbursement after spending thousands in a shy 2 months!! How crooked and embarrassing for a business to clear $3.66 when my bill was $320. That's a mere 1% ... mind boggling!

Insurer: Trupanion Canada

By: Sue Bartella

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