Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,702

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurie Ream

Excellent process

Excellent process. I received the documents and a link to the portal in seconds. I'm looking forward to the relationship with Prudent Pet Insurance
Read more on Trustpilot
5

out of 5

POSTED: | BY: Edward

Very convenient

Very convenient. Have not had a chance to use it yet
Read more on Trustpilot
4

out of 5

POSTED: | BY: JOANNE.DEMINGHIGHSTREETINS.COM

I am not sure yet. I just got the policy. My agent did a great job. Corine Cowles

I just got this policy. The writing of it was pretty easy, but my monthly bill ended up being more than what the quote said. I plan to take my puppy to the vet real soon. All her shots are up to date so far.
Read more on Trustpilot
5

out of 5

POSTED: | BY: guardangel

To be honest

To be honest, she was very persistent and informative. I just didn’t like the things that she was saying and that has nothing to do with her. I just want things my way, but she did really good and she did really good at checking up on my status.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Lyn

Easy quick enrollment

Prudent Pet made it very easy to enroll my dog in their insurance coverage. I was able to do it in one session right on my phone. I got a good amount of coverage at a reasonable cost.
Read more on Trustpilot
Please leave a review

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
Provider website

Get a quote today

Leave a review