Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,801

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Edith Acosta

Delaney was so helpful and wonderful…

Delaney was so helpful and wonderful answering all of my questions. Refreshing such great customer service!!
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5

out of 5

POSTED: | BY: Carlos Paulino

Stephanie was amazing!

Stephanie was amazing! I will be recommending all my friends and family to Prudent Pet Insurance! She really made sure the premium and coverage was sufficient and affordable for both my puppies!! Prudent Pet Insurance is truly lucky to have such wonderful Representative!
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5

out of 5

POSTED: | BY: draplattgmail.com

Not on hold.

Not on hold. Stephanie answered all questions. Simple process.
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5

out of 5

POSTED: | BY: txshearer

Delainey was so kind and helpful

Delainey was so kind and helpful. She was very patient in helping us find the best policy for our pup. Prudent pet has been very easy to work with and their customer service is excellent!
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5

out of 5

POSTED: | BY: Marie Gremillion

Prudent Pet seems like a great fit for our needs

My Vet sent me a link to Pawlicy for comparisons. Prudent Pet seems like the best fit for my girl Zoey. The coverage is expansive for a low price. The process of applying was fast and easy.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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