Prudent Pet | Pet Insurance Review

We're so easy to set up very friendly and knowledgeable really explained everything to me. Would so far definitely recommend now see how well it continues after had it for awhile

I normally don’t leave negative reviews, but my pup had surgery about a month ago to remove a growing mass that thankfully turned out to be benign. The surgery was quite expensive, so I used the portal to file a claim. Unfortunately, the claim was denied because during our waiting period over a year ago we noted that our pup had a cyst on top of the skin (similar to a pimple) in the general area, but not the same area of the growth that later developed below the skin a year later. I’ve tried explaining multiple times that this is not the same issue that was originally noted in the chart, but I haven’t had any success getting that across. Prudent Health did open a dispute on the claim and reached out to our vet about a week ago, but there haven’t been any updates since. When I contacted my vet, they said they didn’t appear to have received the documents (or they may have been deleted accidentally), so I asked Prudent Health to resend them. I’ve reached out again to request that the additional document request be resent, but this whole process has been a nightmare and has created a lot of administrative burden. I do want to point out that the representatives I spoke with were very friendly and seemed genuinely empathetic and understanding, which is why I still gave two stars. However, the overall experience reminds me of insurance practices from when preexisting conditions weren’t covered and insurance companies used whatever pretext possible to deny the claims. I’m not saying that’s what’s happening here but eerily reminiscent. I’m hoping this is just an administrative oversight and that it gets resolved soon.

Two things made this experience great: 1. Prudent Pet has a very significant and well thought out Orthopedic Waiver policy that should interest all dog owners 2. Delaney MonteCalvo who recommended the waiver is extremely knowledgeable and provided a clear understanding of the waiver policy. Delaney's care for the customer, her personality and I hope love for the Golden Retriever made the decision easy for the Waiver.

They need to speak Spanish and have a website for downloading.

Ease of buying pet insurance has been made possible when I talked to Brandi from Prudent Pet Insurance and she was very helpful and professional throughout the process. Thank you Brandi!