Prudent Pet | Pet Insurance Review

9.7

out of 10

124 Verified Reviews

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It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
10

out of 10

POSTED: | BY: Linda

New client

All my questions were answered quickly. Web info was very good. Registered my dog.
10

out of 10

POSTED: | BY: Joshua

Great experience only thing is more…

Great experience only thing is more plan customizable and able to buy stand alone wellness plans
8

out of 10

POSTED: | BY: Mary

Very nice

Setting up your account should be a bit faster but otherwise, the signup was great and the peace of mind is good to have.
10

out of 10

POSTED: | BY: Ebbonie

Just Amazing!!

Big thanks to Stephanie & Pati they were very patient with me and overall did an awesome job helping me out. The process went really quick and easy I’m very happy with my service & I definitely recommend Prudent pet!
10

out of 10

POSTED: | BY: Arthur and

I normally do not rate a product until…

So far so good! I normally do not rate a product until after I have used it. I will say however as far as the information given and help in selecting level of product selected the experience so far has been outstanding.

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.

Optional Wellness Details

We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.

*Correct Jan. 2019

Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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