Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 124

  • 60 Days
  • 1 Year
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  • 4.8
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Updated: April 17, 2024

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amanda Bergstrom

Excellent Customer Service

The customer service is really excellent and very flexible, available, friendly and professional.
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5

out of 5

POSTED: | BY: Wenda Maestretti

Rebecca of Dallas was great

Rebecca of Dallas was great! Very imformative and knowledgeable.
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1

out of 5

POSTED: | BY: Angela Maine

I bought and I paid for a pet insurance…

I bought and I paid for a pet insurance policy and a wellness one as well as illness. I was told it was gonna be 2802 per month. They took out more than that. They took out double payment and they only refund it one now they say they never got no payment and they will not refund my money and they tell me my dog is not covered. I am very pissed off, this is not how you treat customers
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5

out of 5

POSTED: | BY: Veronica

Finally someone other than Nationwide…

Finally someone other than Nationwide has pet insurance! They are horrible at listening to customers and they lie about their plans. This company sounds promising!! Customer service has been great thus far.
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5

out of 5

POSTED: | BY: Lynn Daigle

The person i spoke to Carmen was very…

The person i spoke to Carmen was very informative and easy to talk to
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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