Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,790

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alfred

It was so easy and affordable

It was so easy and affordable. Pets insured in less than 10 minutes. Can’t tell you how good as of yet have not used but signing up is super easy.
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1

out of 5

POSTED: | BY: Lynne Maher

I pay the money you send me documents…

I pay the money you send me documents that are protected that I cannot open
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1

out of 5

POSTED: | BY: Edith J Marti

i have cancelled this 2 times by email…

i have cancelled this 2 times by email and 2 times by phone you are still requesting Infor CANCEL THIS N OW
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5

out of 5

POSTED: | BY: Cynthia

The proof will be in the pudding!

The proof will be in the pudding!! I hope I never need to use this insurance, but if I ever do for my Joy, I will be depending on Prudent Pet to live up to it’s name and advertising!!! Thank You, Cynthia Cloutier
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5

out of 5

POSTED: | BY: Edith Acosta

Delaney was so helpful and wonderful…

Delaney was so helpful and wonderful answering all of my questions. Refreshing such great customer service!!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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