Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 124

  • 60 Days
  • 1 Year
  • Lifetime
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  • 4.8
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  • 124

Updated: April 17, 2024

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Victor B

Without a doubt…

Without a doubt, the best pet insurance one should buy for their loved one (pet). The quality of service and customer care is bar none; and the assurance that they will ease the burden in those critical imes of need, is truly what convinced me that Prudent Pet is my choice ! Thanks
5

out of 5

POSTED: | BY: Jessica P

Customer service was great!

Customer service was great!
5

out of 5

POSTED: | BY: Vinnie

Great customer servicer

Great customer service.
5

out of 5

POSTED: | BY: CARLEE

It was easy to navigate

It was easy to navigate. It allowed me to customize my plan to get me just what I needed for my newest fur baby! They were even nice enough to call me to make sure I didn't have any further questions! Looking forward to working with them in the future!
5

out of 5

POSTED: | BY: CLM

Great plan, friendly people

The plan itself covers a lot more than some other companies do. I did some research and of the 10 or so sites I saw, this one was truly the best. The lady I spoke with was incredibly friendly and knowledgeable.It took less than 5 minutes to set everything up and then she was patient and answered all of my questions. I did not feel rushed like many other call center businesses can be. All things equal, at this point, I plan on staying with them for a good long time.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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