Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 124

  • 60 Days
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  • 4.8
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Updated: April 17, 2024

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melinda Bedford

Great customer service

Great customer service. No pressure in selecting plans. Taylor to your needs and concern. Top notch insurance agent
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5

out of 5

POSTED: | BY: awell.pet

No hoops to jump thru to get informed…

No hoops to jump thru to get informed helpful competent friendly human help. PROMPT claims handling. I highly recommend Prudent to my veterinary clients . I heard about it from one of my clients and made the switch from another insurer based on lower cost. I have not been disappointed
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5

out of 5

POSTED: | BY: Terell Belger

The entire process was a great…

The entire process was a great experience. Simple to navigate the system.
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5

out of 5

POSTED: | BY: Victoria Johnson

Amazing Rep

My experience was amazing, Rebecca sent me a message a little after I did my quote on line asking if I needed any help and offered to call me to better explain the difference in the plans.She was so sweet and helpful you could truly tell she loves what she does. She was able to get me the best plan for my fur baby at a very reasonable cost. I highly recommend this company!!!
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5

out of 5

POSTED: | BY: Christa Garcia

Helpful!

It was great not hard at all Stephanie answered all my questions and helped me understand!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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