5
out of 5
POSTED: | BY: Laura Manzano
It was quick and easy to get my pet…
It was quick and easy to get my pet insured! Thank you!
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4.8
out of 5
Number of reviews 2,445
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Zanasia
Zanasia B.
I just want to say Rebecca is AWESOME! I’m new to being a dog mama and Ms.Rebecca made it such an easy process! Literally answer all questions throughly, was very patient and knowledgeable , very very sweet. I was so so comfortable speaking with her. I feel confident and I’m so happy I was able to work with her to get pet insurance on my baby Lola! If it had 10 stars I literally would rate it all 10 stars. Thank you Thank you Rebecca!!
5
out of 5
POSTED: | BY: DLC
First time having pet insurance
The person I spoke with was kind and patient in answering my questions.
5
out of 5
POSTED: | BY: Barbara Maines
The staff and veterinarian were so good…
The staff and veterinarian were so good with my cat and my kitten. My kitten meowed loudly on the way to the vet but in the exam room I could see she was calming down and relaxed I love that you can let your pet out of the carrier to roam the exam room which adds to the calming.
5
out of 5
POSTED: | BY: Pam Tadel
My friend told me great things about…
My friend told me great things about this insurance so I called to get information.
Rebecca was very knowledgeable, listened to my questions and we signed up right away . Rebecca was extremely patient and friendly, which is rare these days.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.