5
out of 5
POSTED: | BY: Malinder Snyder
Rebecca was so friendly and…
Rebecca was so friendly and informative!!!
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4.8
out of 5
Number of reviews 124
Updated: April 17, 2024
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Barbara & Stephen Squires
Carmen was amazing
Carmen was amazing. So informative. Answered all our questions. Got us set up. Explained everything so we understood exactly what we were getting.
5
out of 5
POSTED: | BY: Ellen Gouskos
The representative Pam I spoke to was…
The representative Pam I spoke to was very knowledgeable and gave me all the answers to every questions I had which confirmed me to keep the insurance people like her is what makes a company thrive. Thank you
5
out of 5
POSTED: | BY: Andrea Miller
Great information given!!
Great information given and ability to explain in great detail. I liked the fact that the rep I spoke with, had actually worked as a Vet Tech previously. Therefore, she was very informed on pet/vet experiences.
5
out of 5
POSTED: | BY: Maia StewartZachary Edwards
Really helpful
They were really helpful, it took awhile because they were so busy but they were still actively trying and didnt forget about us.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.