Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,487

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anton S

The Sales Rep Rebeca

The Sales Rep Rebeca! She was very very helpful with my 7 Furbabies. She broke it down, even gave me suggestions. She was wonderfull and I went with Prudent because she helped me through it. I check out 4 other plans and I had to go on line and figure it out for myself. She was right there helping me. I am with SPOT and I was looking for a greater amount for my cat.
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5

out of 5

POSTED: | BY: Thomas DiArenxo

Customer service representative was…

Customer service representative was excellent. Explained everything in detail.
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5

out of 5

POSTED: | BY: Natalia Khaikovsky

Spoke to a person not a computer

Spoke to a person not a computer
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5

out of 5

POSTED: | BY: popeteresakoutlook.com

Great company

Easy to add my 2nd pet
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5

out of 5

POSTED: | BY: deeredanocharter.net

Our experience with Rebecca

Our experience with Rebecca was exceptional! She was patient, friendly, professional and explained complex policy details clearly. Rebecca was proactive in finding us the best possible rates and coverage for our specific needs. She responded to our questions quickly and efficiently. We feel confident that we have the right coverage because of her expertise. My husband and I wholeheartedly recommend Rebecca to anyone looking for a reliable and dedicated pet insurance agent.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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