Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,100

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sonia Topey-Smith

Thank you BOBBY

After speaking to many people at several pet insurance companies, I chose Prudent Pet, because Bobby was patient and kind. He listened to what I was asking for, and gave me a quote that I found reasonable. Bobby explained everything I had to do, and offered to be available for any questions I may have in the future.
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5

out of 5

POSTED: | BY: David Bower

Website and registration was very easy…

Website and registration was very easy to understand and use. Customer service was very helpful and answered all my questions.
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5

out of 5

POSTED: | BY: EE

Love Prudent

Whenever I call the folks here are so nice and helpful. The company takes good care of their people which means their people take good care of us! I am so glad that after hours of searching I chose Prudent.
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5

out of 5

POSTED: | BY: Nicole Gonzalez

Outstanding Customer Service!

I had the pleasure of speaking with Delaney at Prudent Pet, and I can’t say enough about how helpful, patient, and knowledgeable she was. As a pet parent to four fur babies, I had a lot of questions about my new policies—and Delaney walked me through everything with such clarity and kindness. She explained the ins and outs of each policy in a way that was easy to understand and made sure I felt completely confident in my coverage choices. Her support truly made the experience stress-free and even enjoyable. It’s rare to find customer service that goes above and beyond like this. Thank you, Delaney, for treating me and my pets with such care and professionalism. Prudent Pet is lucky to have you!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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