Petsecure | Pet Insurance Review

2.5

out of 5

Number of reviews 226

Petsecure is Canada’s oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Julie

Don't go with them. Waste of time

It's going to be 2 months and I still have not heard anything from them. When I called I asked the lady if the skin problems are covered and she's like that it's really up to the team to decide. Such a gray scale, they can pretty much deny you for no reason. Not impressed, will not be choosing this company and will definitely not recommend it to anyone.
1

out of 5

POSTED: | BY: Inno

Bloodsuckers only out for the money.

This company should be outlawed. They try everything not to pay a claim. I have 3 dogs. One is very sick the other two are okay thank goodness. This company continually finds ways not to pay- increased premiums, increased co-pay, and increased deductible. They take forever to pay a claim, if they pay a claim. I've done the math. I would have been much better off to self-insure rather than give my hard earned money to these bloodsuckers. Stay away.
1

out of 5

POSTED: | BY: Justin

7-10 business days... More like 6weeks

This company is a joke, they advertise 7-10 days to pay a claim. Into week 6 with no update on the claim, just lots of excuses. Will cancel the policy once my claim gets paid
1

out of 5

POSTED: | BY: Stephanie

Fraudulent Company

It is my understanding that the purpose of insurance it to pay into something that will protect yourself in the future. Thus making a claim you receive compensation. Not with this company. It has been over a year now that I have been trying to get my money - the money I disserve. I have contacted the company numerous times through e-mail and phone only to be pushed around. Every time I inquire I am told a cheque is in the mail - never to see one arrive. I have changed the address to which they can send so it comes to my work where we have someone receiving mail on a daily basis in hopes that I would not miss the mail. Still nothing. I have asked several times if I can register for direct deposit. Only to hear "once you sign up one way you cant change it" I am sorry I adopted a dog and the shelter signed me up, because they like to promote Petsecure in good faith, well that was a big mistake. I will be sure to tell my situation to the shelter in hopes that they go with Trupanion - a much better company to work with. This is outrageous and no one seems to even care to help no matter how I try to escalate the situation. How is someone like me suppose to receive the service and respect that is mandatory? Petsecure - will you finally help me?
1

out of 5

POSTED: | BY: Dodd purdy

Not worth the paper that their contract is printed

Piece of garbage company. Tried to cancel and told me that the person on the contract has to cancel not the person paying the bill. Pieces of crap. Don't ever use them

Monthly Cost

Premiums will vary depending on your plan choice, breed and location.

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment. Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover. Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover. Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover. Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year. Dental coverage amounts depending on plan choice.  

Deductible

Annual- Age Based Deductibles Deductible A $100 – $500 Deductible B $200 – $700 *Secure 4 with Wellness Care Deductible A $250 -$500 Deductible B $300 – $700  

Age Limits

Pet must be at least 8 weeks old to enroll. No age limit  

Waiting Period

48 hours for accidents 14 days for illness 6 months for dental, cruciate ligament injuries or interverebral disc disease  

Exclusions

Pre-existing conditions are not eligible for coverage.  
Petsecure is Canada’s largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages. In over 28 years, Petsecure has cared for more than 1.2 million pets. Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits. Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.

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