Petsecure | Pet Insurance Review

2.5

out of 5

Number of reviews 226

Petsecure is Canada’s oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Shar Levine

This is a rip off

After years of taking my money and not paying any claims I cancelled my policy. I’ve given them over 20 k for 2 dogs. Apparently they wanted 68 bucks for the month and after I questioned it I never heard back from them. The jerks sent my bill to a collection agency without ever informing me. Do not use this company
5

out of 5

POSTED: | BY: Gail Frampton

good customer service, quick on reinbursing payments, good coverage.

very happy customer
1

out of 5

POSTED: | BY: Sonder Haven

PetSecure? More like PetScammers!!

Just canceled my pet insurance. Two years of paying 50 bucks a month for insurance and not a single payout. So paying full vet bills and the full insurance premiums and every time a claim is submitted a big story about why they won’t send a cheque or how they never got a claim. They we recommended by SPCA when I adopted two senior cats, who are the most awesome dudes, btw. SPCA said they had a special deal that they would insure all spca-adopted cats even seniors at the non-senior rate and “everything would be covered”. SPCA said both cats’s teeth were fixed. Took them to the vet, turns out one of the cats did not have their teeth done. $1000 later, PetSecure tells me they don’t cover dental for the first six months of coverage and try to cancel my insurance because they are too old. Then it’s that they never received the claims, then it’s that they had a wrong address (but I never got any cheques from them after updating the address). This time it’s that suddenly there is a 400 deductible that wasn’t there before and diagnosing and treating cat diabetes is “preventative care” and not eligible for the stuff over 400. I’m out waaaay more money from paying PetSecure. Look just take that money that you would pay for insurance and put it in a vet bill fund in your own bank account—don’t pay these scammers a penny!! Pet Secure is such a scam!!!!!
1

out of 5

POSTED: | BY: Fur mama

Misleading and never keep their word.

Like so many other corporations and businesses they are more than happy to take your money for premiums but suddenly lower coverage when your fur baby has a life threatening illness. Buyer beware!
1

out of 5

POSTED: | BY: Michelle Salt

Scam!

I did my research before I signed up with this company, however when you want to cancel your insurance and no one gets back to you after multiple attempts, you’re not sure what to do. They then went on to continue charging me even though it was cancelled and when I didn’t pay it, it was sent to collections ruining my credit!! Awful company and customer service

Monthly Cost

Premiums will vary depending on your plan choice, breed and location.

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment. Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover. Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover. Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover. Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year. Dental coverage amounts depending on plan choice.  

Deductible

Annual- Age Based Deductibles Deductible A $100 – $500 Deductible B $200 – $700 *Secure 4 with Wellness Care Deductible A $250 -$500 Deductible B $300 – $700  

Age Limits

Pet must be at least 8 weeks old to enroll. No age limit  

Waiting Period

48 hours for accidents 14 days for illness 6 months for dental, cruciate ligament injuries or interverebral disc disease  

Exclusions

Pre-existing conditions are not eligible for coverage.  
Petsecure is Canada’s largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages. In over 28 years, Petsecure has cared for more than 1.2 million pets. Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits. Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.

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