Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 682

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.2
  • 4.1
  • Count
  • 20
  • 131
  • 682

Updated: November 22, 2023

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: James Pinske

Insure with Pets Plus Us ASAP

Have had nothing but exceptional experiences with Pets Plus Us. I researched all the main pet insurers and read all the fine print. Pets Plus Us stood out as the clear winner and I ensured our Boxer shorty after adopting her at 14 weeks. Less than a month after paying our first premium we found out she had an incredibly rare condition that required surgery and multiple specialist visits. If it had not been for the insurance we have been out of pocket thousands of dollars. Have since had other smaller medical concerns come up and Pets Plus Us has always been there to help. Claims are always paid promptly and when I have needed to speak to a person they always answer quickly and are caring and compassionate to whatever we have been going through. I recommend Pets Plus Us to anyone who asks and sometimes to those that don't ask!
5

out of 5

POSTED: | BY: Ali

Pet Insurance is Invaluable

Pet insurance is a must if you have pets! Pets Plus Us offers reasonable premiums and hassle free refunds. The piece of mind that comes with knowing my dogs have excellent coverage through this company is invaluable.
4

out of 5

POSTED: | BY: Neil Higgins

Fairly happy

Fairly happy with service.
5

out of 5

POSTED: | BY: Scott

They got your back

While this happened nearly 2 year ago, it still brings a lump to my throat at what "could have been." Our dog Mocca -- at the time a 9 month old puppy -- managed to slip her collar and run out into traffic. She was hit by two different cars, but thanks to the emergency vet clinic, our normal vet, and some divine help, she ultimately made a full recovery. PetsPlusUs made it EXTREMELY easy for us to simply go forward with all the vet's recommendation to help in Mocca's recovery. Making the claim was extremely easy -- just have the printed form with the policy number, let the vet fill in what was required for Mocca's care, and submit the forms. Within days, the claim was processed and the funds were back in our hands.
1

out of 5

POSTED: | BY: Rob

Pay what is owed to your customers!

We’re owed over $4K and they are refusing to pay me. They look for every little loophole they can find. They’re claiming my dog had a brain disorder before he was insured even though he wasn’t diagnosed with it. A vet made mention that there’s a suspected disorder but nothing confirmed and they used that to get out of paying me all the while one of their staff that knew what was going on said it would be covered. Pretty brutal business ethics. They have nice happy pics of pets all over the place but they’re just like any other insurance company when it comes down to it. I still can’t believe what they pulled on me. Next up is a news station as they would love to hear my story these days! Don’t do it folks! Your better off without it! Trust me

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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