Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 677

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.5
  • 4.1
  • 4.1
  • Count
  • 19
  • 130
  • 677

Updated: November 22, 2023

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Karen Mullaney

So thankful

I am so greatful for Pets plus us insurance. Of course I was going to care for my pets no matter what but could not have imagined that a dog so young could have so many things go wrong at such an early age from a serious allergic reaction to needing cruciate ligament surgery with a few bumps along the way in her medical treatment. Thank goodness for insurance!
5

out of 5

POSTED: | BY: Bonnie Wallace

Great support and service - thank you

Pets Plus Us has provided great service and support to us in dealing with several health issues with our yellow lab, Angus. Their claim process is clear and simple, and claims are processed quickly. It's been a great relief to be able to go ahead with the right treatment immediately know that Pets Plus Us is backing us up. Thank you!
5

out of 5

POSTED: | BY: Janet Erickson

thank god for pets plus us!

We insured our 8 week old standard poodle puppy, and thank goodness we did! Leopold was diagnosed with atopic dermatitis at a very young age, and anyone who has a dog with allergies know how difficult it can be to get those allergies under control! Having insurance on Leopold has allowed me to always provide the best possible care for him, I never hesitate to get him the care he requires, he is on the best possible medication and that is 80% covered, sometimes he requires a combination of medications when he has a flair up. He also see a specialist, a dermatologist, who has deemed him the most highly allergic dog he treats! Having all these resources at hand has allowed me to give Leopold a wonderful, full, and mostly healthy life!
5

out of 5

POSTED: | BY: Ming-Ming

Great Company

I work with a lot of pet insurance companies through work and decided on Pets Plus Us. They have had great service, very reliable. I've never had a claim that I thought was wrongly denied. I find their prices reasonable compared to other companies. I like that they pay for exam fees, and rehab. I also love their underwriting service where they will tell you exactly what is pre-existing and not covered based on your pet's medical history. And if the coverage isn't to your liking, you can easily cancel before you even get charged. Customer service has always been great.
5

out of 5

POSTED: | BY: Kaycee

Awesome

Always fast and efficient with payments always pleasant to deal with

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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