Pets Best | Pet Insurance Review

Very good customer service.

While the insurance plan offered by Pets Best is robust and inclusive, their claim review and payment process is quite arduous and frustrating. The review of any claim is abnormally long they give the impression that they are looking for reasons to deny responsibility and payment. You are often met with multiple requests for additional records even in the most straightforward and simple submittal. While the eventual result is generally correct, it is incredibly frustrating to deal with them and spend time to ensure your claim is processed accurately.

Super easy to submit claims. Quick turnaround.

Very easy to file a claim! Direct deposit to your account when it has been processed.

Get any other insurance for your pet. Pets Best traps you by increasing your premium exponentially every year, regardless of how much you've paid into the policy already and you cannot switch to another provider if your pet has ever been diagnosed with anything. My dog's vet has said my dog has developed some "mild arthritis" that is actually very mild considering her age and their "underwriter" was quick to remind me that nothing associated with that would be covered in the future if I changed plans. I was quoted a significantly lower amount if I canceled my pre-paid insurance a month earlier and started out as a new customer starting out with a much older dog than I was just to renew my policy. When I questioned that, they assured me that nothing that had been previously even mentioned as a potential concern by my vet (she has no official diagnosis for anything) would be covered. Don't trap yourself with this terrible "insurance" it is a waste of money spent on high premiums every year with minimal reimbursements even after the deductible and at 90%. They say they pay for prescriptions but they don't pay for prescription diets. Their app is terrible, you cannot use it to submit a claim - it simply doesn't work, you have to go to their website. Also, the claims take double the time to process than they estimate, which is already far too long (up to 45 business days) especially when every other provider pays claims almost instantly and actually has functioning apps through which you can submit the claim. Don't make the same mistake I did. Get your pet decent insurance and do not get trapped by "Pet's Best." Good luck :)