Pets Best | Pet Insurance Review

4.5

out of 5

Number of reviews 11,501

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 3.2
  • 4.5
  • Count
  • 23
  • 128
  • 11,501

Updated: January 26, 2024

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dia

LOVE LOVE LOVE

The coverage provided by Pets Best Insurance is awesome and my pooch has been insured through them for a few years now! In addition to the coverage which provides for a sense of security knowing that I don't have to hesitate to take my pooch to the veterinarian whether for a routine checkup or if an emergency would arise, I also absolutely love the peeps at Pets Best Insurance. Customer service has been superb; always helpful and explanatory when I have questions. I even recently received a phone call in follow up to a question I had after submitted a claim. This company truly deserves high praise - - - I believe that a company is only as good as the people who work within it! Thank you Pets Best!~
5

out of 5

POSTED: | BY: Catlin Struelens

WOULD NOT BE WITHOUT IT

I have carried pet insiurance on my dogs for maybe 40 years or whenever VPI started. There was not much choice back then. In the last 10 years I havc switched to Pets Best. I believe it was recently bought by Aetna. I have 5 and 12 year old Greyhounds and another Greyhound who passsed away last year from chronic renal failure. There is nothing gimmicky aobut Pets Best.I had $10,000 in vet bills last year of which I paid maybe 25%. I have the policy that pays $7000 lieftime for an illneold has aobut run out of kidney ear ss. My 12 year old has aobut run out of benefits in that area. I tried to raise my younger Greyhound to a higher plan last year but was told the company declined to increase his isurance. If yu can tolerate the higher deductible per illness and get the $14000 per illness I think it is worth it if you spend money on your animals or would go into debt. at Pets Best payI also like ths the same for specialists becasue that is who both my dogs see now, an internist.
1

out of 5

POSTED: | BY: LIsa

Poor

They seem to find a way to deny any claim over $300. They have even paid my cats claims for the exact same illness as my dog but since my dogs bill was over $500 they have found a way to deny the claim, this is the exact same diagnosis and not the first time.
5

out of 5

POSTED: | BY: susan Hunnell

very impressed

I was very impressed by the fast turnaround and reimbursement was very good.
5

out of 5

POSTED: | BY: Ute Moeller

Will recommend you to all my friends! Thank you!

We have had 2 claims over $4000 in one month....Pets Best payed 80% of it within 10 days! Minimal paperwork. The staff was helpful and caring and even offered direct deposit if we needed the money quicker!! They really take the financial worry out of adopting, owning pets! Thank you, thank you! Ute Moeller

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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