Petplan has 40 years of global experience in offering care, support and value to pet owners with its comprehensive, fully customizable plan. It supports partner shelters, rescues and humane societies through the Petplan Fund.

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.3 9.1
Count 64 526 4005

Petplan USA

10
Out of 10
Recommended
Insurer: Petplan USA
Posted: 04/22/2018
By:
Kate

i just signed my pup up for insurance. The agent on the phone was so nice. She helped explain the coverage. I have a currently health pup and i hope it stays that way but we have a plan just in case.
Thanks to katie the agent for all your help.

Injury/illness
new to petplan
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Insurer: Petplan USA
Posted: 04/21/2018
By:
Mary Lou

My Ziggy had his first seizure at age 6 in Dec. 2017. He continued to have seizures even with medication. My treating veterinarian recommended he be seen by a neurologist which he did see. Prices for an MRI were submitted to PetPlan and within one day...

Injury/illness
seizures
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Insurer: Petplan USA
Posted: 04/21/2018
By:
Peggy

We have had Petplan since we first adopted Ginger at 11 months. She was in excellent health and a wonderful addition to our family. She developed issues over the years, and Petplan was always there for all her medical needs. Because of this insurance,...

Injury/illness
Oesteoarthritis and Lameness
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
10
Out of 10
Recommended
Insurer: Petplan USA
Posted: 04/20/2018
By:
Brian M Leighton

Our Goldendoodle, Snicker was diagnosed with cancer and had to have all sorts of medical tests done. Pet Plan paid every penny they were suppose to for all of this. We were getting checks within a week of submitting the claim online. We were so relieved...

Injury/illness

Cancer

Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
Monthly Cost

$16 - $60, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible.

Non-routine exam fees, including at ER and Specialists, are covered. The pay-out amount is based on your actual vet bill.

Use your current veterinarian or any veterinarian in the US or Canada.

Payout Limits

Annual limits range from $2,500 to unlimited depending on your chosen plan.

No per condition limits.

No limits or exclusions for hereditary or chronic conditions.

Deductible

Annual deductible from $100 to $2,500.

Per condition deductibles from $100 to $2,500 also available.

Age Limits

Pet must be at least 6 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage goes into effect at 12:10am the day after activation. Accident claims are valid after a 5-day policy waiting period. A policy waiting period of 15 days applies for illness claims. 

Hip dysplasia – standard illness waiting period applies.

Cruciate, patella, and soft tissue disorders of the knee – six (6) month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period – call Petplan 24/7 for details).*

*Healthy knee exam must be done in the first 30 days after the inception of the policy in order for the 6 month cruciate exclusionary period to be waived.

Exclusions

Pre-existing conditions are not covered.  Curable pre-existing conditions may be coverable after an exclusionary period – call Petplan directly 24/7 to learn more.  Preventive care expenses are not covered.

Alternative therapies such as acupuncture, physical therapy, hydrotherapy, and holistic care are covered as standard in every plan.  No additional fees.

Non-routine exam fee coverage, including specialists, and non-routine dental coverage including periodontal disease, are covered as standard in the policy. 

Coverage is available for boarding kennel fees, advertising and reward costs for lost pets, vacation cancellation and death benefits. 

Petplan has over 40 years of global experience in offering care, support and value to pet parents with its comprehensive and completely customizable insurance plan. 

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others. 

Petplan supports partner shelters, rescues and humane societies across the U.S. in addition to funding humane veterinary research into hereditary, congenital and other chronic conditions through the Petplan Fund.