Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carolyn Poissant

Peace of mind for Daisy and me

It was well worth having Nationwide Pet Insurance for my yellow lab, Daisy.
4

out of 5

POSTED: | BY: Lynnette Goolsby

Thankful for help but confused and concerned about items not covered

Overall you system is very helpful and friendly. Some of the display for past claims is a little "wonky" or not as user friendly as one would hope. Once you get the hang of how to look for past claims it is pretty easy though. I am tough of user friendliness as I have to train users on software each day as well as support them and ideally you want a layout/functionality that is very intuitive. Take my feedback with a grain of salt. I am still confused as to why Nationwide won't cover his seasonal allergies and the flare ups such as the bronchitis from that. That is not clearly explained in the coverage. I am glad that you can cover prescription food as Smokie now needs it due to the pancreatitis. Thanks, Lynnette
5

out of 5

POSTED: | BY: Carol Bertolucci

not sure what you are referring to

Very pleased with the ease of submitting claims and with the multi policy discount. No complaints so far. Thank-you. carol
5

out of 5

POSTED: | BY: Frank Cipolla

Good insurance

What are the better insurance companies
5

out of 5

POSTED: | BY: Jose

Great Insurance

Great pet insurance. Covers mostly everything and if they don’t, they explain why. Both my dogs have this insurance and I can’t complainZ

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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