Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Linda Howard

Nationwide tries to get you to leave when you pet gets older by increasing rate over 100%

We have had Nationwide formally VPI for over 14 years we recommended it to many people. When our pug turned 14 the policy rate doubled. We understand yearly rate increases but 100% increase is unaceptable. It feels as if Nationwide would like us to say its too much and cancel the policy and that is bad business. We now will not refer Nationwide to anyone and make sure we tell everyone about this. The days of Nationwide being the only insurance is long ago and we will look around for other policys from diffrent companies for future pets and NEVER use Nationwide again. Very shotty business practice and just a crappy thing to do.
5

out of 5

POSTED: | BY: cheryl socha

Quick and easy

I got my money back very quickly
5

out of 5

POSTED: | BY: Mary E

Very fast review of claim and payment quickly followed

Nationwide has always provided friendly and professional service.
5

out of 5

POSTED: | BY: Judith Ottoson

Wish I had pet insurance years ago

Best pet decision I ever made - except adopting our Sara -- was to buy pet insurance for her (and us!). Not only has it more than helped with the bills, but provide a supportive network for her care. We appreciate the check-ins. The insurance claim process is so easy on line. Sara, her dad, and I highly recommend Nationwide.
5

out of 5

POSTED: | BY: Britni Willis

Excellent turn around time!

Nationwide has saved me in more incidents than one. The turnaround rate for claims is amazing. I love how they check on me and my pet and are always friendly and available to answer my questions. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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