Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ellen J

Fast, Fast, Fast!

Chloe is doing very well, thanks. I appreciate your having reimbursed the expenses so quickly.
5

out of 5

POSTED: | BY: Mike Maraini

Great service

I’m very pleased with my nationwide pet policy. Ollie has had rough go the past 12-18 months but I feel like he’s nearing 100%. Nationwide gave me quick and efficient service during this tough time. I can’t thank them enough.
5

out of 5

POSTED: | BY: Robert Rios

You have been a good insurer.

Good job so far.
5

out of 5

POSTED: | BY: mike

Bo

fast n easy very satisfied
5

out of 5

POSTED: | BY: Dylan

Good coverage that's easy to access

After adopting a cat that ended up with diabetes and a lot of dental work required, having insurance turned out to be crucial. It's awful to be in a position where you feel like you have to choose between your pet's health and your financial situation, and fortunately this policy has enabled me to stay focused on my cat's health rather than worrying about if I can afford to take care of him. Both the one-time big cost of the dental work and the recurring costs of insulin and syringes have been covered, which has made it all much more manageable. It also helps that it's incredibly easy to submit a claim with the invoice from the vet through an app. Takes less than a minute after the first time it's set up and usually only takes a couple of weeks to get reimbursed.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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