Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tobi

I love your company. Everyone is easy to talk to and very understanding and caring./

Nationwide is one of the best companies that I deal with. They are always ready to talk to you on the phone to solve a problem. Their computer program is easy to work and they are quick with their claims department. I just used their 24/7 vet service for the first time and I was quite impressed. I would refer your company to everyone I know. I have your major medical policy but I feel it is really worth while as my little girl is now 12 years old. Thank you for all you do.
5

out of 5

POSTED: | BY: Jossef

Nationwide is on Dakota's side!

Completely unexpected, but extremely grateful Nationwide came through on helping my golden retriever Dakota. He's doing much better and the results came back negative thank goodness. We aren't out of the woods yet on his weight, but at least I know he's a healthy boy. Thank you Nationwide for taking excellent care of my claims and following up.
5

out of 5

POSTED: | BY: Anne

Excellent service.

Excellent service.
3

out of 5

POSTED: | BY: Tamar

Limits on Many Claims

I am disappointed because Nationwide has a limit on any given condition. So my dog gets cysts, and they only pay a certain maximum amount per year for each condition. This seems to defeat the whole purpose in having pet insurance. I pay an annual fee, but don't seem to get much out of this with the maximum on each condition. I worry that if my dog gets very sick or needs surgery, I will have to pay a lot out of pocket. Very disappointed.
5

out of 5

POSTED: | BY: Warren

thank you!!!

I love my dogs like I love my children. I will do anything for them. The fact that Mac needed to have major dental surgery and had teeth pain that was hurting him meant I needed to get him care ASAP - having your insurance gave me assurances of the fact that I would not have to hesitate to worry about costs on this. I am so grateful to Nationwide for helping our dog - he has been eating better and more lively since getting the surgery. Thank you thank you!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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