Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelly Zapata

I recently called about my pet claim

I recently called about my pet claim. I was able to speak to Diera and she was super knowledgeable and addressed all my concerns and made me comfortable. I will continue with my nationwide pet insurance because of her amazing assistance. Thank you!
5

out of 5

POSTED: | BY: Lucy

Kiahara did a great job helping me to…

Kiahara did a great job helping me to fill in the correct forms. She was very patient and informative. I am thankful to have the help.
4

out of 5

POSTED: | BY: Joe Lopez

Destinee, Member Care Representative

Nationwide, I've tried to reach out to someone two times and wasn't able to provide me in the right direction. After the final attempt, I came across someone who was knowledgeable and was able to give me the information I needed regarding my cancellation policy. I was glad Destinee was able to get the point and she said not to worry. Give this person a raise or something, she got me out of a headache. Thanks to her!
5

out of 5

POSTED: | BY: Jeff

Nationwide is the best

I’ve retained Nationwide for the last 4 years for both my dogs and they have been great
5

out of 5

POSTED: | BY: Cat G

I am so happy I had Nationwide pet…

I am so happy I had Nationwide pet insurance for my Xena. I never had to decide between my pup’s health or going bankrupt. Nationwide gave me that peace of mind. Customer service is top notch. Everyone is super friendly, knowledgeable and caring. Nationwide honored their policy and reimbursement was easy and fast. Policy was easy to understand and coverage was excellent. If only humans health insurance was this easy. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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