Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Vallario

Nationwide Per Insurance is the best pet insurance!

I was a little put off at first because I had to file my claim myself instead of the vet filing for me, but this process is so easy and fast. I had trupanion for another animal so I can compare the two. Nationwide is by far the better. Once I have submitted a claim, they quickly make a determination and pay very quickly. When I have had questions they have answered them quickly and thoroughly. Trust Nationwide with your pets health. They are awesome!
5

out of 5

POSTED: | BY: emily

very easy to submit a claim and fast, and efficient response

very easy to submit a claim and fast, and efficient response
5

out of 5

POSTED: | BY: Steven Young

Very helpful.

Extremely helpful and very useful.
5

out of 5

POSTED: | BY: Veronica Camargo

Fast and reliable claim fulfillment

Nationwide has been a very solid choice for pet insurance. We’ve covered lots of vet visits, vaccinations, and most recently, a major surgery and have always received a quick and reliable turnaround to our claims.
5

out of 5

POSTED: | BY: Jennie Webb

Good, but could be better

Easy to submit claims and pay pretty quickly. I’ve tried for two years to switch to 90% policy but can never get answer.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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