Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mark Munson

A very satisfied Nationwide client

We have had this pet insurance for well over 10 years. Nationwide's service and response to claims is exemplary: timely, accurate, and professional - and completely hassle-free. I offer an unqualified endorsement of this insurance plan! Wish that human health insurance was this easy...
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5

out of 5

POSTED: | BY: Nancy A. Grundman

Amanda solved my problem quickly

Amanda solved my problem quickly. Apparently, l missed, or accidentally erased, some vital information. I know l had entered it, but managed to bump an arrow that erased it. Clumsy fingers.
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5

out of 5

POSTED: | BY: Wendy

The folks at Nationwide are always nice

The folks at Nationwide are always cheery and very helpful. They answered all my questions and more.
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5

out of 5

POSTED: | BY: Jess

Happy Dog Mom

Nationwide has been helping me with my dog for over a year now and they’re always so nice and helpful!
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5

out of 5

POSTED: | BY: William Chan

Worth it- Nationwide Pet Insurance always reimburses you

We pay $113/month for 1 dog in NYC. I think that is so expensive. BUT we get reimbursed 90% of all claims after a $250 deductible by submitting the receipt. This week I had 2 claims and already got reimbursed. There are much cheaper companies out there but our benefits are way better and we will continue to stay with Nationwide for pet insurance!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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