Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly Tanner

Your rapid response Covering the cost was truly appreciated.

Ii am so pleased with your coverage of costs. You have my appreciation and will recommend your services to all Pet owners
5

out of 5

POSTED: | BY: Jaime James

I'm so surprised at the level of customer service and level of coverage

Amazing at making sure Holly is cared for. Thank you Nationwide
5

out of 5

POSTED: | BY: Matthew Forman

Very easy and convenient

I’m very pleased and impressed with the ease of filing claims thus far. My only recommendation would be to inform customers of the direct pay from the onset. It was a little frustrating to find that my first claim was sent via mail (especially when I’m not home in NYC due to COVID)
5

out of 5

POSTED: | BY: Kelsey Bartlett

Nationwide Pet makes things easy, it’s nice knowing I have the financial support if and when my pet needs it.

10/10
5

out of 5

POSTED: | BY: Usha Gupta

Great Claims Experience

I have Whole Pet with Wellness coverage. It isn’t cheap but it sure helped me out with two recent vet bills totaling near $1000. Since I had already met my deductible, I hoped for the full 90% reimbursement and I was not disappointed. Not only were the claims paid in full at the 90% level, they were paid and the money in my account within 5 business days (I signed up for free electronic payment of claims). It was an end to end easy and quick experience and I was very happy and impressed!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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