Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sylvia Puckett

So Thankful I got pet insurance!!

So glad I got pet insurance! Maximus has been prone to getting injured and every time I have filed a claim Nationwide has been quick to process and refund the claim!
5

out of 5

POSTED: | BY: Amy Brinkman

Wonderful insurance!!

I love Nationwide Pet Insurance! It works great and the customer service people are terrific!
5

out of 5

POSTED: | BY: Sandra

Great reimbursement without hassle

I only have one big recommendation, get your puppy immediately in this plan and include the wellness plan. It has paid of for us. We have 2 labrador dogs and when smaller they had their “eating” accidents. Like swallowing a small ball on the beach from a smaller dog. It seemed to never end to visit the vet with these tedious accidents and the bills were big. The only disappointment was that this year the insurance rate went up quite a bit by 30% or so. No warning letter so that was not so great. At least explain to client that this is coming up, because the rates are substantial now. Still worth it. Very easy to submit bills through the phone app and never a dispute which is so time consuming to handle. Conclusion: for sure get this policy.
5

out of 5

POSTED: | BY: Sandra

Great reimbursement without hassle

I only have one big recommendation, get your puppy immediately in this plan and include the wellness plan. It has paid of for us. We have 2 labrador dogs and when smaller they had their “eating” accidents. Like swallowing a small ball on the beach from a smaller dog. It seemed to never end to visit the vet with these tedious accidents and the bills were big. The only disappointment was that this year the insurance rate went up quite a bit by 30% or so. No warning letter so that was not so great. At least explain to client that this is coming up, because the rates are substantial now. Still worth it. Very easy to submit bills through the phone app and never a dispute which is so time consuming to handle. Conclusion: for sure get this policy.
5

out of 5

POSTED: | BY: Paloma Lozano

Best Pet Insurance

Pet insurance for our puppy but has been 100% worth every penny.. Claims are easy to submit and customer service is great.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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