Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nikki

Great company overall.

The only thing I don't like about Nationwide is that they don't offer quarterly billing options.
5

out of 5

POSTED: | BY: Lisa

From customer service to the speed of reimbursement, Nationwide was exception. Thank you

From the customer service agents to the speed of which I received reimbursement, Nationwide was exceptional and the process was so easy! Thank you
5

out of 5

POSTED: | BY: Daniel Cobbs

Nationwide Pet Insurance is worth every penny.

We have had our pet insurance since Bailey was a pup and it has paid dividends. She was diagnosed with Squamous Cell Carcinoma and without the insurance, I don’t know what we would have done. Thank you for seeing the need to provide insurance for our fur babies!!!!
4

out of 5

POSTED: | BY: Tara DelVecchio

Customer Service rep on the phone was outstanding

For my initial phone call, my customer service rep was exceptional. She was curtious, professional and knowledgeable. My dog had just died unexpectedly and it was heartbreaking for us and she was extremely empathetic. She deserves a 10. The email I just got however, was like getting punched in the stomach. You really should check your claims before sending out a "hope your dog is feeling better" email like I just got. It was definitely like pouring salt in an open wound as we are all still reeling after Max's death.
5

out of 5

POSTED: | BY: Tracy

Amazingly fast turnaround on claims!

I am so glad that I got Nationwide Pet Insurance when I got a new puppy. The Health & Wellness Plan is everything. Super easy to file a claim and turnaround time is FAST!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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