Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeanna

Nationwide is great!

Nationwide is great! Gives me peace of mind knowing Mick's is taken care of no matter what. Easy to file claims and fast payout.
3

out of 5

POSTED: | BY: Donna

This year insurance has been a wash; other years at a loss.

the cost of insurance has gone from $42 per month to over $100 per month in 3 years. Most things are not covered, but that is hard to tell with the copious amounts of exclusions listed, along with wording your vet may not use. Not sure if it's worth continuing.
5

out of 5

POSTED: | BY: Brian W

Best benefit EVER!

I rescued Vixen 2 yrs ago, 7 days in ICU with pneumonia then heartworm treatment gets extremely expensive! Nationwide pet insurance saved Vixen and her family! You guys are AMAZING!
5

out of 5

POSTED: | BY: Pamela Waters

Great Pet Insurance

I don't know what I would have done without my Nationwide Wellness Insurance after a tree went through my house and destroyed. Both of my dogs were traumatized and the vet bills started rising rapidly trying to get them back to being healthy. I wish my Maltipoo, who was a rescue, had this insurance but it was too expensive to put her on it. The trauma threw Sophie's system out of whack, her food had to be changed to try and calm down the response her system was having to the disaster. We had to live in a condo for 8 months and they were allergic to the carpet so more visits to the vet, anal glands flared, etc. Thank you for helping me get my little one back to health without me breaking the bank. Yes, expensive but well worth it when you have a problem as we did so unexpectedly! The quick return was great also thank goodness! Pamela
5

out of 5

POSTED: | BY: Carol Silvia

Pay out claims quickly

Nationwide email when claim is received. When claims are approved, the money is direct deposited into my account in timely manner. The Nationwide claims page is easy to navigate & understand, to interpret.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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