Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Meghan

Peace of Mind

This is my first time having a puppy of my own, so it is very reassuring to have pet insurance that covers so much of his healthcare. Especially with a puppy, knowing taking him to the vet won’t break the bank puts my mind at ease whenever I need to take him in.
5

out of 5

POSTED: | BY: Cheryl

I was almost afraid of this pet insurance not going well, but it has been the total opposite...very easy to deal with no hassel

No complaints thus far, easy, simple and very easy to use!
5

out of 5

POSTED: | BY: Gina

A partner in my pet’s health

I’m so glad I made the decision of choosing Nationwide as my dog’s health insurance provider. I have piece of mind taking her to the vet now, knowing I have another tool in my pocket to make the right healthcare decisions for her!
5

out of 5

POSTED: | BY: Sharon

I’ve been very satisfied with your Pet insurance

Your Company is very good about completing my claims in a prompt time frame
5

out of 5

POSTED: | BY: Mike

Max is better

Max is a puppy and gets into everything. At 5 months old he has already been stung 2x's by a honey bee. He eats everything, dog poop, cat poop, beetles, worms, mulch, palm berries (non-poisonous), and grass and their roots. Because of this he has gotten sick and without the insurance the bills would have not been affordable. I feel good knowing that I can take him in to the vet anytime and have financial support for his care.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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