Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Hodge

Having nationwide pet insurance has been great

I’ve had nationwide since I got my frenchie at 6 and a half weeks old. It’s been very helpful and gives me piece of mind knowing that if she needs to go to the vet She’s covered and I’ll get reimbursed some of the cost.
5

out of 5

POSTED: | BY: Doolin

Very Consistent in Processing Claims Expeditiously!

I have had two dogs covered by VPI and then Nationwide and I believe Nationwide's claims process is very proficient and easy to use. The claims and reimbursement are processed very expeditiously! Very satisfied with coverage - just wish the annual fees didn't go up so high when the dog gets older.
5

out of 5

POSTED: | BY: Jenifer Florence

Unbelievable how easy the claim process was, I expected it to be a huge hassle!!

I honestly put off filing the claim because I thought it would be a huge pain in the neck. I can't say enough about how easy it was and how fast I received my check.
5

out of 5

POSTED: | BY: Becky

Thank you for everything.

You guys are awesome thank you for all your help.
4

out of 5

POSTED: | BY: Sherri White

Nationwide Pet Insurance has been good so far for my new puppy!

I have been pleased so far with the ease of use in filing a claim for Louis' first vet appointment. I was sad to find out that a prescription for an antiseptic wipe for his wrinkles was not covered because it was an "abnormality." The wipes were a prescription to prevent issues down the road, so it didn't really make sense to me that this is considered an abnormality. However, other than that, I have been pleased so far. We have his next wellness check in 2 weeks.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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