Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kyle P.

Nationwide provides very quick claims processing; would ask to reconsider policy on over the counter covered items

Nationwide has been very quick to respond to claim submissions; reimbursements are usually deposited directly into the bank account within 48 hours, and there have been no denials with one exception - - over the counter flea and tick preventatives are covered under the plan, but can not be purchased for reimbursement at a retailer, because Nationwide indicates it can't validate that the medication is for the animal covered under the policy. They asked for an invoice from the vet with the pet's name on it. Strikes me as a little silly - - if you'd like to restrict this type of routine preventative medication, don't pay for it more than 2x/year (six month supplies). Buying at a retailer (especially online) is much more convenient than calling the vet, having a prescription filled, and stopping in to pick it up. Other than that, Nationwide has been very easy to work with and I still recommend.
5

out of 5

POSTED: | BY: Michelle Nguyen

I couldn’t be more happy with Nationwide’s service!

Thank you Nationwide for always providing the best customer service with the kindest customer service reps! Whenever I call in, I’m never disappointed with who I end up speaking with because they always take care of my needs isn’t he friendliest manner. Buying pet health insurance was one of the best decisions I have ever made. Please continue to keep the service consistent and amazing because I’ve already put in my referral to other people and I know they won’t be disappointed! :)
5

out of 5

POSTED: | BY: Darlene Schoultz

Fast and Efficient

Excellent turn around time for claims.
5

out of 5

POSTED: | BY: Christine

Excellent Investment

My dog is my family if she gets sick I am taking her to doctor no matter the cost. I am going to pay to take care of her, might as well get back some of the money to take care of her, see that’s a good investment well care also is preventative medicine too ❤️
5

out of 5

POSTED: | BY: Seth Edwards

Professional

Very professional, responsive service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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