Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert Aswin

Awesome company

I am glad we found this company. Since day one, getting things set up, filing claims and being informed has been wonderful. I highly recommend this insurance to an pet owners.
5

out of 5

POSTED: | BY: Ubavka Dizdarevic

Would love better coverage but all in all satisfied

I am in general happy with Nationwide Pet Insurance. Claims are processed promptly, no back and forth, simple and easy. Would prefer a bit more services to be covered, as the amount at owners is not small especially during the first year of a dog when all immunizations are required but hopefully that could be changes sometimes.
5

out of 5

POSTED: | BY: Diane

Awesome!

Love how easy it is to do the claim through the app. And it’s super quick the response from them. Love this pet insurance
5

out of 5

POSTED: | BY: Kristine

Pet insurance is a must!

Having pet insurance is a blessing. Between 2 dogs and 3 surgeries the insurance has come in handy more times than I thought. So glad we signed up!
4

out of 5

POSTED: | BY: Josephine Paragatos

Claim

I am surprised the check up of our dog to Urgent Care was not covered when it's suppose to be under Medical.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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