Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: EAdH

coverage denied

Denied for age limit stating my cat is 8 (he's barely 7). Sent proof of age. (I thought there was no age limit though....) Denied for congenital heart defect (which is stable and presents no symptoms.) I don't understand why that disqualifies him completely from any coverage! After several emails, I had to call three times for this entire hassle spanning a few weeks just to get denied for bull that should have been stated clearly on the application and not even have allowed me to click submit. --- Good Afternoon, I am sorry to hear of your enrollment experience. Nationwide does have non-enrollable medical conditions due to the secondary issues it can cause. At times, it is not that we want to deny enrollment, but we realize that a policy may not be the best financially for you or your pet. Thank you, Nancy --- I am certain it would be better financially to have insurance to cover the plethora of possible veterinary issues that could occur rather than not have insurance at all because it won't cover the relatively small amount of possibly related "secondary issues" (regardless whether they actually result from the initial medical condition.)
1

out of 5

VETERINARIAN: 4 Paws Animal Clinic

POSTED: | BY: Yoislan

Owner

Worst process ever. I submitted a claim wich they took a very long time to review. According to them the claim was accepted and they said they mailed a check wich was never received. They also state that if they send you a check they have no way to track it. So basically…. They ripped me off and was directed to check with the mail service as it was their fault for losing the check
2

out of 5

POSTED: | BY: Edward Boyd

NATIONWIDE IS NOT ON YOUR SIDE

Though I'm not one of the thousands of customers dropped by nationwide, my rate went up$1200/yr to $3600/yr and my coverage dropped from 70% to 50%. I have the policy 8 years since my dog was a puppy. Not real happy.
1

out of 5

POSTED: | BY: Kim

Nationwide-a $ hungry organization-buyer beware!

My new employer offered me pet insurance thru nationwide at a discount and I wanted to switch my existing nationwide policy to the employer plan. Nationwide told me I could switch at renewal. Upon renewal I called to switch it and then they denied the switch because the services rendered during the existing policy were considered pre-existing. They are a money hungry organization willing to tell what you want to hear just for a sale. I would have never selected them if I knew they would pull some deceitful bs like this. Buyer Beware!!!
5

out of 5

POSTED: | BY: Betty

Love my Nationwide

I have a chocolate lab who is mischievous to say the least and full of allergies. We visit Dr Brad of Davis Animal hospital on a regular visit for his shots. It’s so easy , take a photo of the statement, upload and Bam. Check arrived about 5 days give or take a day or so. Highly recommend Nationwide to all my friends!
1 comments

POSTED: | BY: Kevin

Better hope something major doesn’t happen because they’re ceiling limit it ridiculous. We have the “major” medical plan that doesn’t pay “major” reimbursements Out of a 14K cancer treatment, they cover 5K

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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