Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John

Easy submission process, quick turnaround and efficient electronic payment(s)

It was an easy claim submission process with quick turnaround and efficient electronic payment(s). Just wish the original bills were not so high.. :)
5

out of 5

POSTED: | BY: Char

Overall Best Insurance

Recently I have found that you have made some revisions to make claim submissions much easier and I appreciate that during these troubling times. I intend to stay with this insurance because I want the best for my sweet companion. The only thing that would make me look for another provider is if it becomes too costly and I have to seek other options.
5

out of 5

POSTED: | BY: Eugene

THANKS FOR HELPING ME AFFORD TO KEEP MY DOG IN THE BEST OF HEALTH

I probably could not have afforded to fix my dogs leg if it were not for Nationwide pet insurance. He had a knee go bad last year and the bill was over $5,000.00 and then i signed up for your pet insurance and it saved us both, my dog and i. I would have not been able to pay for the other leg which would have caused us both a huge amount of pain and suffering, but you saved us both by helping me cover the costs, pre-op as well as post-op as you are aware how expensive Vet's can be it was cheaper to get my hip replaced than get the dog's leg repaired. We can't thank you enough you made our year and hopefully many years to come more enjoyable for us all, thank you, thank you, The Dubay Family
5

out of 5

POSTED: | BY: Michael

Great Service and Did Right By My Stella

Nationwide has provided great service for my dog Stella. Claims are easy to file and the customer service is kind and understanding. They also make every effort to cover what they can under your policy, which is refreshing. Other insurance companies, both dog and human, should learn from that example.
5

out of 5

POSTED: | BY: Bruce

Wonderful pet insurance

We have had our puggle Samantha for six years, having rescued her at age two. We immediately took the VPI insurance from Nationwide, both major medical and routine care, and it has been wonderful. Claim filing is easy, and their response is very prompt. Our last visit was 100% covered. Best of all is the peace of mind, should anything major happen.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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