Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dani

Fast and easy

Super simple to file claims and quick responses and payments. Easy to take a picture or download a pdf from my vet With the app. Received my payments within the same week with no hassle. I tell everyone who owns a pet to join because it’s given me such peace of mind.
5

out of 5

POSTED: | BY: Andrea

Great let insurance

Great pet insurance. Would recommend to anyone who wants to make sure their pet is able to get competent care whenever necessary.
5

out of 5

POSTED: | BY: MARIA

Its so simple to file claim

It is a pleasure doing business with Nationwide. The submission process is easy. The customer service reps are a pleasure to speak with and I actually look forward to filing claims with them :)
5

out of 5

POSTED: | BY: Patricia

Beau has been suffering with an ear infection ....between my vet & Nationwide Pet Insurance we have been able to keep him safe.

Nationwide Pet Insurance has been there for my most treasure possession, my Maltese Beau !!!! Thank you
4

out of 5

POSTED: | BY: Judy

Having pet insurance is worth every penny

We have pet insurance for both of our dogs. We don't use it often but when the big bills come in, it makes life a lot easier knowing we'll recoup much of the cost of the vet. I only wish it acted like medical insurance for humans where the insurance company paid first and we paid the balance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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