Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick

Easy to submit claim and fast return.

Claims are easy to submit and fast getting Payment. So glad we had pet Insurance to help us with our dog’s Unexpected root canal.
5

out of 5

POSTED: | BY: Christine

I'm so thankful that I purchased insurance on my pet. It helps me take care of him better because I couldn't afford all the me

I'm so thankful that I purchased insurance on my pet. It helps me take care of him better because I couldn't afford all the vet Bill's and preventive health checkups without it. I have peace of mind knowing that whatever the cost is Nationwide pet insurance will be reimbursing some of it back to me. So easy and quick to file a claim
5

out of 5

POSTED: | BY: KB

Excellent for Rabbits, Easy Claims Service

A fantastic option for rabbits and exotics, as well as cats and dogs. I thought I was being a paranoid nutcase when I got Yogi (a bunny) vet insurance but I can honestly say it was the best decision I've made in years. Whether or not Nationwide's pet insurance is worth it is likely dependent on how many pre-exisiting conditions your pet has. Nationwide is very transparent when you sign up for the 90% of everything coverage plan (Whole pet with wellness). They send you a document listing pre-existing conditions that will be excluded from coverage. It is super important to note that you CAN contest these, and that if a condition has been cured and your animal has not received treatment for it in 6 months, they will remove it as a pre-existing condition. But only if you file for it to be removed. When I signed Yogi up, they listed two pre-existing conditions (soft tissue injury and a food allergy) but I was able to submit further documents to prove these were either no longer applicable or not accurate and now he has no exclusions on his policy! A month after signing up, Yogi developed a antibiotic resistant URI. The vet bills have been astronomical as the vet tried to treat it and rule out other possible causes. And if that wasn't enough, he then had a bout of GI stasis that warranted an emergency room visit. But Nationwide has covered everything. I have never had to debate getting the best possible care for Yogi vs how much I could afford to spend. The claims process is super easy and all of my claims have been approved and paid within 10 days of submission. Seriously so grateful to Nationwide Pet Insurance
5

out of 5

POSTED: | BY: Elizabeth Cutrone

If you love your pet get Nationwide there on your side

Very efficient i recommend you fo everyone
5

out of 5

POSTED: | BY: Beatriz A.

Easy to file claim

It's been so easy to file claims online. Upload all your documents and information. They quickly get processed, and a check is usually sent out within a week or two if not sooner. It's such a huge peace of mind to know that I don't have to worry about major medical emergencies or procedures with my insurance. I can give my cats the best care possible knowing that I'll be reimbursed for some if not most of the cost.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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